Help & support
The reference rates listed below are our variable interest rates before any discounts have been applied, such as Wealth Package discounts or personalised rates tailored at application submission.
When interest rates increase, your minimum required repayment amount may also increase. We’ll give you notice before the new amount takes effect.
From Saturday 14 February, you can:
In the CommBank app:
In NetBank:
To do this you can:
Your new repayment amount will be applied once the change is processed.
In the meantime, if you’d like to understand how your repayments might change, you can use our home loan repayments calculator, select 'input interest rate' and add the 0.25% p.a. increase to your current rate, then adjust the loan amount and term to match your situation.
The interest payable and your payment will automatically increase from Friday 13 February and will follow your regular payment cycle. From Saturday 14 February, you’ll be able to see your new interest rate in the CommBank app and NetBank.
In the CommBank app, you can:
In NetBank, you can:
For ways to manage your home loan, visit the ‘Manage your home loan’ page on our website.
We will increase the interest rates for the following savings products effective 13 February 2026:
You can log on to the CommBank app or NetBank to see the current interest rate for your Savings account or Term Deposit. Or alternatively, you can go to our account pages below to see the most up-to-date rates.
You can check the interest rate for your savings accounts in the CommBank app or NetBank.
For the CommBank app:
If you have any questions, you can message us in the CommBank app.
If you need financial support, you can contact our Financial Assistance Solutions team.
^ The reference rate is our variable interest rate before any discounts. Your current interest rate can be found in NetBank and the CommBank app.
* Any customer opening their first NetBank Saver from today will receive a variable introductory interest rate for the first 5 months after account opening. The variable introductory rate is currently 4.45% p.a. (increasing to 4.70% p.a. from 13 February 2026), which includes a fixed bonus margin currently at 2.90% p.a. (increasing to 3.00% p.a. from 13 February 2026) and the NetBank Saver standard variable interest rate, currently 1.55% p.a. (increasing to 1.70% p.a. from 13 February 2026). At the end of the introductory rate period, the NetBank Saver standard variable interest rate applicable at that time will apply. This introductory rate offer is available for a limited time only and the Bank reserves the right to terminate this offer at any time. The variable introductory interest rate will not apply to NetBank Saver accounts which are jointly owned where one of the account holders has previously held a NetBank Saver account.
Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.
