^ The reference rate is our variable interest rate before any discounts. Your current interest rate can be found in NetBank and the CommBank app.
** This example is for illustrative purposes only and refers to an Owner Occupied Standard Variable Rate Home Loan with Principal and Interest repayments made monthly. It assumes interest rates don’t change over the life of the loan. The calculations do not take into account fees, charges or other amounts that may be charged to your loan (such as annual package fee or monthly service fees). It assumes no additional repayments or redraws are made. Standard fees and charges are payable. Interest rates may change at any time.
1 If you choose to withdraw money from your available redraw, your home loan balance, repayments and the time it takes to pay off your loan will increase.
* Any customer opening their first NetBank Saver from today will receive a variable introductory interest rate for the first 5 months after account opening. The variable introductory rate is currently 4.75% p.a. (increasing to 5.10% p.a. from 17 November 2023), which includes a fixed bonus margin currently at 2.55% p.a. (increasing to 2.75% p.a. from 17 November 2023) and the NetBank Saver standard variable interest rate, currently 2.20% p.a. (increasing to 2.35% p.a. from 17 November 2023). At the end of the introductory rate period, the NetBank Saver standard variable interest rate applicable at that time will apply. This introductory rate offer is available for a limited time only and the Bank reserves the right to terminate this offer at any time. The variable introductory interest rate will not apply to NetBank Saver accounts which are jointly owned where one of the account holders has previously held a NetBank Saver account.
# The Term Deposit special offer is available to personal and SMSF customers. The offer is not available to all other Business customers (including Financial Institutions). It is available on balances from $5,000 to $1,999,999 with interest paid annually. CBA’s Term Deposits, rates and eligibility criteria are available here..
Information is subject to change. Terms and conditions and target market determinations are available online and should be considered before making any decision about what’s appropriate for you. Fees and charges may apply. Applications are subject to approval.
Interest rates referenced are current rates and may change at any time. Applications are subject to credit approval. Fees, charges, terms and conditions apply. Terms and conditions for our Everyday Offset account are available here or from our branch of the Bank. The target market for this product will be found within the product’s Target Market Determination, available here. As this information has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances. You should also read our Financial Services Guide.
Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.