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Reach your savings goals faster thanks to a great variable rate.

  • Instant access to your money in branch, online or through phone banking
  • Access to BPAY®, International Money Transfer and bank cheques (in branch)
  • Get a great ongoing variable bonus rate when you save regularly
  • Earn bonus interest when you grow your balance by at least $200 by the end of the calendar month and make no more than one withdrawal in that month (earned on balances up to and including $100,000)
  • Available for new and existing customers
  • No monthly account fees
  • No minimum balance to open the account
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NetBank Saver

A high-interest online savings account that links to your CommBank transaction account.

  • 24/7 banking – transfer funds at any time
  • Transfer money to and from your linked transaction account
  • No bank fees – you can only access your account online or via the telephone, so you pay no account fees. Fees may still apply to your linked CommBank transaction account
  • Interest calculated daily
  • Regular savings plan – helps you save by scheduling regular transfers from your linked transaction account

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If you're under 18, enjoy bonus interest for regular savings.

  • Easy access – CommBank has the most ATMs of any bank in Australia
  • Bank at school – primary school students can bank at school if their school participates in our School Banking program
  • Bonus interest – make just one deposit and no withdrawals each calendar month and you'll earn bonus interest on top of your standard interest
  • Save on fees – no monthly account fee and no withdrawal fees when you use CommBank ATMs and branches
  • Regular savings plan – set the amount, set the date
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Pensioner Security Account

An everyday bank account with competitive interest for over 55s.

  • Access your money at over 4,000 CommBank and Bankwest ATMs Australia-wide
  • Register for NetBank and phone banking for account access anytime
  • Use your Keycard to withdraw funds from an ATM or to make an EFTPOS payment in Australia
  • Choose a Debit MasterCard® if you want to pay with your own money online, over the phone or overseas
  • Global access to your money through the Maestro EFTPOS and Cirrus ATM networks
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Commonwealth Direct Investment Account

If you've sold a property or cashed-in a share portfolio, a Commonwealth Direct Investment Account could be the ideal place to grow your funds while you plan your next move. 

  • Gives you ready access to your funds when you want them
  • Make use of ATMs, NetBank, EFTPOS, telephone banking or any Commonwealth Bank branch
  • Full access to your funds when you need them
  • Minimum opening balance of $10,000
  • Interest calculated daily
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Learn about budgeting and planning

There may be times when you need access to extra funds to pay for emergencies or unexpected bills. That’s where having a backup plan can help.

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A budget is a detailed monthly plan showing where your money is coming from, how much is there and where it goes. Having one is an excellent way to keep your finances in order.

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Take control of your finances, reduce or eliminate debt and maximise saving capabilities by keeping your spending in check. 

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No matter what you’re saving for – a holiday, a car, or a home loan deposit, we can help you get there sooner.

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How can we help you?

Important information

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Full terms and conditions of accounts mentioned are available here, for electronic banking here, or from any branch of the Commonwealth Bank.