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How to prepare your home for bushfire

Every Australian understands the devastation bushfire can cause, whether they live near bushland or not. If you’re one of the many Australians who’ve made their home in or near the bush, these simple tips* can help you prepare for the worst.

It’s important that your roof, gutters and downpipes are free of leaves, as embers and sparks from a fire can easily set these alight. Installing high-quality metal leaf guards is one way to better manage this danger, as they can help stop leaves from gathering in your gutters. 

Check your roof is in good condition and replace any damaged tiles regularly. You should also seal any gaps in your external walls. It’s a good idea to engage OH&S qualified experts to do this maintenance for you.

This includes cutting back any overhanging trees or shrubs, keeping grass short and making sure there’s no garden mulch near the house. It’s also a good idea to use plants that have a low oil content in your garden, as they’ll be less likely to catch fire.

This includes liquids like petrol, chemicals as well as wood piles. If you have any LPG cylinders, turn the pressure relief valves away from the house so no flames are directed toward your house if they become alight.

This is likely to withstand the extreme heat of a fire. It’s also a good idea to install metal flywire or screens on the outside of windows and doors.

Ensure your garden hose is long enough to reach around the entire perimeter of your home.

Keep your home and contents insurance up to date. It’s important that your home and contents are adequately insured. Underinsurance could leave you struggling to rebuild if the worst did happen.

Remember, yours and your family’s safety are the first priority in the event of a fire.  If you live near the bush you should make a Bush Fire Survival Plan and discuss it with your family, so everyone knows exactly what to do in the event of a fire.

How to prepare your home for bushfire

 Get an estimate of the amount of cover you need by using our building insurance and contents insurance calculators

 See our home insurance and car insurance FAQs.

 Need to make a claim? If you have car insurance or building and contents cover with us, call 13 2423, 24/7.

Our award-winning^ home insurance can protect your home and contents against fire, flood, storm, theft and more.

Important information

Information drawn from the NSW Rural Fire Service Bush Fire Survival Plan

^Money magazine’s 2014 Best of the Best winner in the Best Innovative Insurance Product category and winner of the CANSTAR award for Outstanding Value Home and Contents Insurance – Australia.

This information has been prepared without considering your personal objectives, financial situations or needs. Before acting on it, please consider its appropriateness to your circumstances. 

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

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