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Personal Loans

LOOKING FOR A LOAN?

We can help you choose a loan that’s right for you.

Home loans

Buying a home or investment property? With a range of home loans and expert lenders, we can help you find a flexible home loan that's right for you.

See all home loan options
Personal loans

Going overseas, buying a car or just need extra funds? With same day funding*,  you can apply online and get a response in 60 seconds.

See all personal loans options

Tools and calculators

Calculators

Things you should know

* Apply before noon Monday to Friday. Unavailable for secured loans, when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn’t provided and subject to system availability. Applications for finance are subject to credit approval. Full conditions of use will be included in our Loan Offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.

Unsecured personal loan repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are based on an unsecured loan of $30,000 borrowed for 5 years are as follows:

  • with the minimum interest rate for a variable rate loan of 13.90% p.a. (14.77% p.a. comparison rate) or with the minimum interest rate for a fixed rate loan of 11.99% p.a. (12.87% p.a. comparison rate), the estimated total amount payable including fees is $42,540 or $40,781 respectively; and
  • with the maximum interest rate for a variable rate or fixed rate loan of 18.9% p.a. (19.74% p.a. comparison rate), the estimated total amount payable including fees is $47,344.

The Comparison rate is calculated on loans as follows:

  • For Variable Rate Loans: comparison based on an unsecured $30,000 loan over five years;
  • For Fixed Rate Loans: for loan terms of 1 to 3 years, comparison based on an unsecured $10,000 loan over 3 years. For loan terms of 4 to 7 years, comparison based on an unsecured $30,000 loan over 5 years;
  • For Secured Car Loan: comparison based on a secured $30,000 loan over 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.