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Terms of use

  1. The products and services that you may have access to via this site are provided by the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (Bank) or one of its wholly owned but non-guaranteed subsidiaries. The categories of products and services that you may have access to via this site, include:

    (a) bank accounts, credit cards and loans (personal and business) provided by the Bank;
    (b) general insurance provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235050 (CIL);
    (c) life insurance provided by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA);
    (d) superannuation and managed investment products provided by Colonial Mutual Superannuation Pty Ltd ABN 56 006 831 983 AFSL 235025 (CMS), Commonwealth Custodial Services Limited ABN 26 000 485 487 AFSL 235027 (CCSL) and Colonial First State Investments Limited ABN 98 002 348 352 AFSL 232468 (CFSIL);
    (e) pension products provided by CFSIL; and
    (f) broking services provided by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec).

  2. CIL, CMLA, CMS, CCSL, CFSIL and CommSec are wholly owned but non-guaranteed subsidiaries of the Bank. The products and services that these entities provide and which you may be able to access using this site are not deposits or other liabilities of the Bank.

  3. Your use of this site is subject to these terms of use and any specific terms and conditions that apply to products or services that you may access using this site, including the Electronic Banking Terms and Conditions. For your ease of reference, a catalogue of all of the specific terms and conditions that may apply to the products and services that you are able to access via this site (and which were made available to you when you applied for each such product or service and which continue to apply) are set out in our Important Information page.

  4. The information on this site has been prepared without taking account of the objectives, financial situation or needs of any particular individual. For this reason, any individual should, before acting on the information on this site, consider the appropriateness of the information, having regard to the individual's objectives, financial situation and needs and, if necessary, seek appropriate professional advice. Before making any decision to apply for, obtain or continue to hold any product or service that may be available from the Bank or any of its wholly owned but non-guaranteed subsidiaries, please consider:
    • the relevant disclosure document (available from our Important Information page) and its appropriateness to your circumstances; and
    • obtaining advice from a financial planner or other appropriately qualified adviser.
  5. All information and material that appears on this site is owned by the Bank or one of its group companies unless otherwise indicated. You may only use such information and material in connection with the products and services being accessed via this site.

  6. Neither the Bank nor any of its group companies makes any representation or warranty regarding the completeness or accuracy of the information on or accessible via this site.

  7. Any links to third party sites appearing on this site are provided for your convenience only. Your access of third party sites using these links is done at your own risk.

  8. Unless expressly stated otherwise, the information, products and services accessible via this site are directed at and provided to persons in Australia only.