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PERSONAL LOANS

Take control of your next step with our flexible Personal Loans

Choose a personal loan

  • Flexibility to make extra repayments without a fee
  • Redraw additional repayments you've already made
  • Borrow from $5,000 to $50,000
Learn more

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

  • Stay in control with a fixed interest rate and fixed repayments for the life of the loan
  • Make up to $1,000 additional repayments per year without a fee^
  • Borrow from $5,000 to $50,000
Learn more

or

Already a customer banking online with us?

Save time by using your NetBank details.

Apply in NetBank

New customer or don't bank online with us?

Apply online

or

  • Pay a lower interest rate by using your car as security
  • Stay in control with a fixed interest rate and repayments for the life of the loan
  • Make up to $1,000 in extra repayments per year without a fee^
Learn more

Achieve your goals

Car

Get on the road

Whether it's a new or second-hand car, a personal loan can help you pay for your car if you don’t have the funds up front.

Buying a car
Home improvements

Improve your home

A makeover can add new life to your home as well as adding value. Get your upgrade underway sooner rather than later.

Home improvements
Debt Consolidation

Consolidate your debt

Having a number of debts can be a worry but there are ways to manage your debt and stay on top of your finances. 

Debt consolidation

Calculators and tools

Estimate how much you can borrow and work out the repayments at the current interest rate.

Use calculator

Understand what your repayments will be. Adjust the term and the amount to meet your budget.

Use calculator

Determine which of our personal loan products best suits your needs.

Use selector

Keep reading

From finding the right car to the various ways of paying for it, we've got the advice you need.

Learn more

From choosing when to go to working out how to fund your trip, planning ahead is crucial.

Learn more

Our handy hints can help make life as a student a breeze.

Learn more

Our guides to renovating and building can help you decide if either option is right for you.

Learn more

Important information

^Additional repayments made on a Fixed Rate Loan are not available to be redrawn.

Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

Unsecured personal loan repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are: Based on an unsecured loan of $30,000 borrowed for 5 years with the minimum interest rate of 13.9% p.a. (14.77% p.a. comparison rate), the estimated total amount payable including fees is $42,540; and with the maximum interest rate of 18.9% p.a. (19.74% p.a. comparison rate), the estimated total amount payable including fees is $47,344. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.