About Essential Super
Why Essential Super?
Bring together your super
Choose where your super gets paid
Insurance to suit your needs
Protect your family with death and disability insurance through your super.
If you're an Australian resident, living in Australia and under the age of 60 you’ll automatically receive Death and Total and Permanent Disablement (TPD) cover (provided you fund your account within 120 days of opening it).
Having insurance as part of your super can be:
- Tax effective - premiums are paid from your super account and not your after-tax income
- Cost effective - the fund negotiates a wholesale rate with the insurer on your behalf
- Reassuring - it means you have some financial protection if you’re no longer able to work and your family have financial support if you pass away.
There are no health checks (or paperwork) and cover begins once you've made a contribution to your account (provided you contribute to your account within 120 days of opening it).
You can double, halve or cancel your insurance cover anytime in NetBank > My home > Essential Super > Insurance > Add, change or cancel your insurance.
Important Documents & Forms
Essential Reading from the Blog
Choosing the right superfund for you goes beyond investment performance. Debunk the myth, and choose the superfund that best fits your needs.Learn more