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Enjoy limited time deals when you bank with CommBank
* No monthly account fees apply. For NetBank Saver, fees may apply to a linked transaction account. Other fees may apply. See all fees in our Transactions and Savings Terms and Conditions.
^ Requires a GoalSaver or NetBank Saver in your name only.
1 Open a NetBank saver account for the first time and you’ll receive a variable introductory interest rate for the first 5 months after account opening. The variable introductory rate is currently 4.70% p.a., which includes a fixed bonus margin of 3.00% p.a. above the standard NetBank Saver standard variable rate, currently at 1.70% p.a. Rates effective 13 February 2026 but subject to change. At the end of the introductory rate period the NetBank Saver standard variable rate applicable at that time will apply. The variable introductory interest rate will not apply to NetBank Saver accounts which are jointly owned where one of the account holders has previously held a NetBank Saver account. This introductory rate offer is available from 13 February 2026 for a limited time only and the Bank reserves the right to terminate this offer at any time.
2 Total variable rate is 4.50% when you grow your balance each calendar month (excluding interest payments and transactions by the Bank) and comprises of a Standard Variable Rate of 0.25% and a Bonus Variable Interest Rate of 4.25%. The standard variable rate of 0.25% p.a. will apply if the bonus interest conditions aren't met.
3 Special offers disclaimer:
Available on balances from $5,000 to $5,000,000 with interest paid annually. Special Offers are available on Term Deposits opened or renewed by personal or Self-Managed Super Fund (SMSF) customers only. The offer is not available to all other Business customers (including Financial Institutions). Personal and SMSF customers can access this special offer online via NetBank and the CommBank App, or visit their nearest branch. For renewing Personal Term Deposits, customers can also call 13 2221. For renewing SMSF Term Deposits, customers can call 13 1998. Rates are subject to change.
4 Awarded ‘Bank of the Year – Digital Banking’ for 2025 (for the 16th year in a row) by Canstar in May 2025.
5 4.55% p.a. total variable rate when you grow your balance (excluding interest and transactions initiated by the Bank) each calendar month on balances up to and including $50,000. The total variable Rate comprises of a standard variable interest rate of 1.90% and a bonus variable interest ratee of 2.65%. For the portion of the balance over $50,000 and/or if the bonus criteria isn't met, the standard variable rate will apply.
6 Not available on Pensioner Security Accounts and Business Transaction Accounts.
7 Ongoing eligibility conditions apply, see commbank.com.au/commbankyello for more information and the full terms and conditions.
The target market for these products will be found within the product’s Target Market Determination.
The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts mentioned are available here (PDF) or from any branch of the Commonwealth Bank.
Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements for the CommBank app on the CommBank app page.
