Below are examples of some scams and alerts you should be aware of.

This is not an exhaustive list, as scam tactics change frequently. These examples did not originate from CommBank and are not authorised by us.

Visit CommBank Safe to learn how to better protect yourself.

September 2026 - Watch out for fake NetBank logon pages

We’ve recently updated the look and feel of NetBank. Scammers may try to copy this new design to make fake logon pages look more convincing.

They often send links in emails or text messages that take you to these fake sites, encouraging you to enter your details.

To better protect yourself:

  • Never use links in emails or text messages to log on to NetBank
  • Always log on by navigating to our official CommBank website or netbank.com.au
  • Check for anything unusual on the page, like a web address that doesn’t look right

If you receive a message with a link to log on, don’t click it and delete the message.

September 2026 - Fake car giveaways on social media

We're aware of social media advertisements where scammers are impersonating CommBank and promoting fake vehicle giveaways.

How the scam works

Scammers are using sponsored advertisements on social media that claim eligible CommBank customers can enter a competition to win a new vehicle.

If customers click the advertisement, they're taken to a fake NetBank page that asks for logon details, personal information or other sensitive information to enter the competition.

How to help protect yourself

  • Be cautious of social media advertisements promoting competitions, prizes or giveaways
  • Avoid clicking links from social media ads or download apps from unknown sources
  • Access NetBank by using the CommBank app or typing commbank.com.au directly into your browser
  • Report suspicious ads to hoax@cba.com.au

Remember, scammers often use trusted brands and social media platforms to make fraudulent promotions appear genuine. If you're ever unsure, verify through official CommBank channels before taking action.

What to do next

If you think you have entered your details on a fake site, contact us immediately:

  • Call CommBank on 13 2221
  • Message us in the CommBank app, or
  • Visit your nearest branch for support
mygov phishing scam

August 2026 – Scam text messages claim rewards points will expire

Scammers are sending phishing text messages that impersonate CommBank and claim that rewards points are about to expire.

These messages may show a specific rewards points balance and create urgency by claiming the points will expire soon.

The goal is to get you to click a link and visit a fake website, where scammers may try to collect your banking details, card information or personal information.

To help protect yourself:

  • Don't click links in unexpected or suspicious text messages
  • Don't reply to suspicious messages
  • Be cautious of messages that create urgency or pressure you to act quickly
  • Only access CommBank through the CommBank app or by entering the CommBank website address directly into your browser
  • Delete the message if you're unsure whether it's genuine

If you've clicked a suspicious link or shared your banking details or personal information, contact CommBank immediately so we can help secure your account.

August 2026 - Impersonation scams targeting CommBank customers

Scammers are impersonating CommBank to pressure customers into sharing personal information, moving money, or handing over their cards.

How the scam works

Scammers may contact you by text, email or phone, claiming there's a problem with your account or a transaction that needs urgent action.

They may:

  • Ask you to call a phone number included in a text message or email
  • Direct you to a fake phone service designed to sound like CommBank
  • Ask you to share personal information, security codes or banking details
  • Tell you to move money to a "safe account"
  • Claim your card has been compromised and needs to be collected by the bank
  • Ask you to place your card, PIN or cash in your letterbox for collection

Scammers may use urgency, fear and convincing stories to make their requests seem legitimate.

How to better protect yourself

  • Never share personal information, PINs, passwords or security codes
  • Never move money to a "safe account"
  • Never place cash, cards or PINs in your letterbox for collection
  • Contact CommBank using the number on the back of your card, through the CommBank app or via our website
  • Use CallerCheck when receiving a call from CommBank
  • Report suspicious emails and texts to hoax@cba.com.au

Stop. Check. Reject.

Stop – Does something feel off? If you're unsure, stop and take a moment before acting.

Check – Contact us using trusted contact details, such as the number on the back of your card or in the CommBank app.

Reject – Hang up, delete the message, block the sender and don't click any links. Change your passwords if you think your information may have been compromised.

Impersonation callback scams

Watch CommBank scam intelligence experts Shannon Brown and Zoe Ma break down how a bank impersonation callback scam can work.

August 2026 - Calls from fake authorities demanding money

Scammers are impersonating overseas telecommunications providers and Chinese law enforcement or government agencies to pressure people into sending money.

How the scam works

Scammers may contact you by phone, claiming to be from a telecommunications provider or a Chinese law enforcement or government agency.

They may say that:

  • Your personal information, including passport or Chinese ID details, has been compromised
  • You're linked to criminal activity, such as an overseas bank account that has received fraudulent funds
  • You must pay a fee for an "investigation" to clear your name
  • Your visa may be cancelled, or you may face fines or deportation if you don't pay
  • You must meet with them in person as part of the investigation or to verify your identity

Scammers may use threats, intimidation and official-looking documents to make their claims seem legitimate.

How to protect yourself

  • Never share personal information, including banking details, passport details or visa information
  • Never send money to someone you don't know or trust
  • Never agree to meet someone who unexpectedly contacts you claiming to be from a telecommunications provider, law enforcement agency or government authority
  • Be cautious of requests to pay using cryptocurrency, cardless cash, cash deposits, gift cards, store cards or international money transfers
  • Never forward suspicious links or messages to family or friends

Stop. Check. Reject.

Stop – Does something feel off? If you're unsure, stop and take a moment before acting.

Check – Contact the organisation directly using official contact details, or speak with someone you trust.

Reject – Hang up, delete the message, block the sender and don't click any links. Change your passwords if you think your information may have been compromised.

Download our threat and penalty scam factsheet (PDF)

下载我们的威胁及惩罚骗局资料单 -- 简体中文(PDF)

July 2026 - ATO & myGov impersonation scams

Scammers are sending fake ‘tax refund’ and ‘urgent payment’ messages by text and email. These may look like they’re from the ATO and can include links, QR codes, threats, or refund offers.

3 signs of a scam

  • Messages asking you to log on through a link
  • Requests to share passwords, PINs or other sensitive information
  • Urgent payment demands or threats

If something feels off, don’t click links or reply. Always check by logging on to myGov or the official ATO website. Never share passwords, PINs, one-time passcodes or sensitive information.

 

Remember to Stop. Check. Reject. 

  • Stop: Could this be a scam? If a call, email, text or social media post seem off, stop and take a breath so you can think clearly. Scammers often pressure you to act immediately.

  • Check: Verify before you act, get a second opinion from a trusted provider to verify any claims.

  • Reject: If you're unsure, hang up on the caller and block the number, or delete the email or message. If your account has been compromised, change your passwords.

mygov phishing scam

How to report a scam

If you think you’ve been scammed, follow these steps:​
 
  1. Stop all communications with the suspected scammer​
  2. Change your password in NetBank or CommBiz and change your card PIN
  3. Lock your card ​and check your digital wallets. Go to card settings in the CommBank app to check and deregister any devices in the list that you don’t recognise
  4. Message us in the CommBank app 24/7 or call us on 13 2221, or if you're a business customer, call 13 1998 and select option 4.

Received an unexpected call or message from us?

We'll never ask you to

✘ Share your NetBank Client ID, NetCode or passwords

✘ Share your card details including your PIN, expiry date or CVC

✘ Withdraw cash, transfer money or buy gift cards

✘ Login directly to your account via a link from an email or SMS

✘ Move money to a “safe” account

✘ Help us catch cyber criminals

✘ Share your screen or download remote access software

 

What to do:

  • Ask the caller to verify it's us by sending a CallerCheck security code to your CommBank app. 
  • Hang up and then contact us directly. 
  • Even if a message looks real, always use official details on our website or in the CommBank app. 
  • Message us in the CommBank app or by calling 13 2221 or if you are a business customer, call 13 1998 and select option 4.

If you received a suspicious message and haven’t clicked on it, you can report it by sending a screenshot or copy to hoax@cba.com.au

Spotted someone impersonating CommBank?

By reporting suspicious messages, you help protect CommBank customers and the wider Australian community.

If you receive a suspicious email or SMS but didn’t click any links, email a screenshot or copy to hoax@cba.com.au

Forward it to us including any attachments then report it as spam, block the sender and delete it.