Meaningful money goals

  • We all have goals for the future, as well as the desire to create a financial safety net for ourselves. But modern life can present us with so many spending temptations that don’t fulfil us long term and inevitably take us off course from our savings goals.

    The right savings account, paired with the CommBank app’s personalised tools and features can help.

Pick a goal

Goal Tracker

Join the 400,000+ Australians1 who’ve already set a savings goal with Goal Tracker. Choose a goal and we’ll break it down into weekly targets with personalised prompts - so it’s less overwhelming and doesn’t feel completely out of reach. Available with a NetBank Saver or GoalSaver in your name only.

Take a look

Image of a mobile phone with someone using Goal Tracker

Spend with intent

Track your spend

Spend Tracker in the CommBank app categorises every debit and credit card transaction, so you can keep track of certain categories. 

Take a look

Uncover bad habits

We all have those expenses that add up without us noticing. Use Spend Tracker to identify categories to cut back on, and put that money towards something meaningful in the future.          

More budgeting help

Mobile phone showing Spend Tracker

Stay on track and get ahead

  • Cash flow view

    Get a complete picture of your income, spending and savings habits in one place. See how much you’re saving month-to-month, relative to everything else.

    Take a look

  • Beat your personal best

    Changing habits requires focus and self-discipline. Use Cash Flow view to track your relative spending and saving each month and challenge yourself to beat your personal best.

Your personal savings toolkit

  • A savings account for your needs

    The right savings account can help you be a better saver. Choose one, or a few that best suit your needs. For example you may need flexible access to your money, bonus interest for regular saving, or a fixed term rate.

    Compare accounts

  • The intuitive CommBank app

    The CommBank app is loaded with helpful savings features. Download it today and start using all the savings tools in your kit.


Advanced savers

Got the basics covered? Here are more ways you could level up your savings efforts to stay ahead.

Things you should know:

  • 1 Commonwealth Bank of Australia internal data

    The target market for these products will be found within the product’s Target Market Determination, available here.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances.

    Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. NetBank access with NetCode SMS is required.

    Cash Flow View shows single and joint account info from the following accounts: GoalSaver, NetBank Saver, Complete Access, Smart Access, Everyday Offset, Streamline Basic, and all personal Low Rate, Low Fee and Awards credit cards.

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