Meaningful money goals

We all have goals for the future, as well as the desire to create a financial safety net for ourselves. But modern life can present us with so many spending temptations that don’t fulfil us long term and inevitably take us off course from our savings goals.

The right savings account, paired with Australia’s #1 banking app1 can help. Used together, they’re a powerful way to become inspired, make progress quickly and stay focused. 

Focus on a goal

Goal Tracker

Join the 400,000+ Australians2 who’ve already set a savings goal with Goal Tracker. Choose a goal and we’ll break it down into weekly targets with personalised prompts - so it’s less overwhelming and doesn’t feel completely out of reach. Available with a NetBank Saver or GoalSaver in your name only.

Take a look

Image of a mobile phone with someone using Goal Tracker

Choose your priorities

Being clear on what your priorities are can add weight to your goals. Use Goal Tracker in the app to help you focus on one or a few things at a time.  

Visualise your motivation

Savings goals can be distant and hard to reach. Try switching your phone's wallpaper to a photo of your goal so it stays top of mind and you're reminded daily of how far you've come.

Spend with intent

Track your spend

Spend Tracker in the CommBank app categorises every debit and credit card transaction, so you can keep track of certain categories. 

Take a look

Uncover bad habits

We all have those expenses that add up without us noticing. Use Spend Tracker to identify categories to cut back on, and put that money towards something meaningful in the future.          

More budgeting help

Mobile phone showing Spend Tracker

Stay on track and get ahead

Cash flow view

Get a complete picture of your income, spending and savings habits in one place. See how much you’re saving month-to-month, relative to everything else.

Take a look

Beat your personal best

Changing habits requires focus and self-discipline. Use Cash Flow view to track your relative spending and saving each month and challenge yourself to beat your personal best.

Your personal savings toolkit

A savings account for your needs

The right savings account can help you be a better saver. Choose one, or a few that best suit your needs. For example you may need flexible access to your money, bonus interest for regular saving, or a fixed term rate.

Compare accounts

The intuitive CommBank app

Australia’s #1 banking app1 is loaded with helpful savings features. Download it today and start using all the savings tools in your kit.

 

Advanced savers

Got the basics covered? Here are more ways you could level up your savings efforts to stay ahead.

Things you should know:

1 The Forrester Banking WaveTM: Australian Mobile Apps, Q2 2019. Commonwealth Bank of Australia received the highest Industry WaveTM overall score among Mobile Apps in Australia in Forrester's proprietary Industry WaveTM evaluation.  Forrester does not endorse any company included in any Industry WaveTM report.

2 Commonwealth Bank of Australia internal data

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances.

Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. NetBank access with NetCode SMS is required.

Cash Flow View shows single and joint account info from the following accounts: GoalSaver, NetBank Saver, Complete Access, Smart Access, Everyday Offset, Streamline Basic, and all personal Low Rate, Low Fee and Awards credit cards.

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