Debit cards

¹ Samsung Pay and Google Pay are free to download however your mobile network provider may charge you for accessing data on your phone. 

The target market for these products will be found within the product’s Target Market Determination, available here.

Google Pay is currently available for Android running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. Full terms and conditions available on the Google Pay app. Google Pay is a trademark of Google LLC.

Samsung Pay is available on Samsung Galaxy S6 and above, Note5, Note8, A5, A7, J5 Pro and J7 Pro phones and Samsung Gear S2 and above and Sport wearables. Full terms and conditions available on the Samsung Pay app. Samsung Pay is a trademark of Samsung Inc.

Apple, the Apple logo, Apple Pay, Apple Watch, MacBook Pro, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please read our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts (PDF) mentioned are available here or from any CommBank branch. Full terms and conditions for Electronic Banking are available here.

Mastercard, the Mastercard brand mark and Tap & Go are registered trademarks of Mastercard International Incorporated. 

² 3.5% of the transaction value will be charged when you make an international purchase, that is, purchases made overseas or in Australia where the merchant is located overseas or the financial institution or entity processing the transaction is located overseas

There is no fee for withdrawing money at a CommBank ATM in Australia. There is a $2 fee charged when withdrawing money at an ASB Bank ATM in New Zealand or CommBank ATM outside Australia. There is a $5 fee plus 3.5% of the withdrawal amount charged when withdrawing money at any other ATM overseas.

Please note third party providers may charge you a separate fee for their services (which is not waived by us).

For full information about rates & fees, please refer to the terms and conditions of our Transaction, Savings and Investment Accounts (PDF).

³ The Commonwealth Bank of Australia does not charge you a fee when you withdraw funds from international ATMs, make in-store purchases overseas or shop online at international merchants using your World Debit Mastercard. However, third party providers may charge you a separate fee for their services (which is not waived by us).

For full information about rates & fees, please refer to the terms and conditions of the World Debit Mastercard (PDF).

⁴ The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commbank.com.au) (‘CommBank Yello’). Your participation in CommBank Yello Cashback Offers is governed by the full Terms and Conditions available in the CommBank app.

⁵ Only two complimentary lounge visits every year, per account, each visit can be used by either the cardholder or guest. Guest must always be accompanied by the cardholder and cannot use the access on their own.

To gain access to participating airport lounges, you must register your World Debit Mastercard on the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com, generate a membership QR code and present this along with your boarding pass for validation. Please note, your lounge access may be blocked if your account is closed, in arrears, reported lost or stolen, or has been blocked by us for any reason. To redeem an offer visit the Mastercard Travel Pass app or mastercardtravelpass.dragonpass.com to select your preferred offer and generate an offer QR code. Present the valid offer QR code to the cashier and redeem the offer. Please note, offers vary by location. For information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions, visit FAQs at Mastercard Travel Pass.

⁶ Full terms and conditions are set out in the World Debit Mastercard Insurances Product Disclosure Statement and Information Booklet located here. You will need to activate your travel insurance for each trip in order to have a comprehensive level of cover. If you don’t activate, you’ll receive personal liability cover and overseas emergency medical assistance and overseas emergency medical and hospital expenses cover only. Upgrades must be applied for and require an extra premium which is not covered by the World Debit Mastercard Travel Insurance.  

If you have activated international travel insurance included in your World Debit Mastercard on or before 30 March 2021, please refer to World Debit Mastercard insurances Product Disclosure Statement and Information Booklet – effective 10 August 2022. 

⁷ Full conditions on eligibility are available on the Debit Mastercard and World Debit Mastercard page.

⁸ Bank fees & charges apply. For full information, visit the World Debit Mastercard page.

⁹ Eligible CommBank transaction accounts for the World Debit Mastercard are Everyday Account Smart Access, Pensioner Security Account and Everyday Offset Account.