Features & benefits

Earn points as your spend

  • Eligible for CommBank Yello? Earn uncapped Yello points on eligible business spending1.

Stay in control

Track business spending online and access up to 55 days interest free on purchases.

Travel with confidence

Access international travel insurance when you spend $500 in a single transaction on prepaid travel costs.2

    Simplify admin

    Keep your business expenses in one place, making your business activity statement (BAS) easy.

      CommBank Yello

      Unlock more with CommBank Yello Offers

      CommBank Yello is our rewards and recognition program, designed to help you get more from your banking. Eligible customers can enjoy personalised offers, discounts, presale access and exclusive experiences, plus earn and redeem CommBank Yello points through eligible shopping, travel and other Yello offers.

      While this card doesn't earn CommBank Yello Points on everyday purchases, you can still access a range of CommBank Yello benefits and rewards.1

      CommBank Yello

      Included business credit card insurance

      Enjoy peace of mind with your Business Platinum credit card, including:

      • Transit Accident Insurance3
      • Unauthorised Transaction Insurance3
      • Access to international travel insurance2
      • 24/7 emergency assistance overseas if you lose your card with Mastercard Global Service

      Rates & fees

      Type
      Rates & fees
      Purchase interest rate
      20.74% p.a.
      Cash advance interest rate
      21.74% p.a. Other cash advance fees may apply.9
      Interest-free period
      Up to 55 interest free days on purchases
      Annual fee
      $300
      Additional cardholder fee
      $75 p.a.
      Minimum credit limit
      $6,000

      Other fees may apply. For full details, read the Commonwealth Bank Business Credit Card Fees and Charges (PDF).

      Frequently asked questions

      Yes, the Business Platinum Awards credit card is a personal liability credit card. You are responsible for all amounts charged to the card, including any amounts charged by an additional cardholder.

      Follow these steps to activate your card in NetBank or the CommBank app.

      Customers can currently access CommBank Yello in the CommBank app by tapping 'CBA Yello'. To get the full CommBank Yello experience (such as viewing your Points balance, Tier, and available perks), update to the latest version of the CommBank app.

      From 1 October 2026, some customers will also be able to access a limited CommBank Yello experience in NetBank. Access in NetBank will be progressively rolled out from this time, however, access to perks, offers, and other features will only be available in the latest version of the CommBank app. You will continue to earn CommBank Yello points on your eligible products.

      Read this support article to learn how to add an additional cardholder to your business credit card.

      You can set up an automated bank feed to sync your Business Platinum Awards credit card transactions with your accounting software like Xero or MYOB. This helps reduce manual data entry and keeps your financial records up to date.

      Learn more about the benefits of a bank feed and how to set it up.

      Looking for a different business credit card?

      Things you should know

      • 1How you earn or redeem CommBank Yello points will be subject to the CommBank Yello Program Terms & Conditions including holding an eligible transaction account. You only earn points on eligible transactions (this excludes, for example, BPAY transactions, cash advances, balance transfers and payments to the Australian Taxation Office unless made using a Business Awards, Business Gold Awards and Business Platinum credit card).

        2Cover is provided by XCover.com, a trading name of Cover Genius Pty Ltd (ABN 43 159 983 598, AFS Licence No. 490058), and underwritten by Allied World Assurance Company Ltd (ABN 54 163 304 907), for Commonwealth Bank of Australia (CBA). Limitations, exclusions (including for pre-existing medical conditions and persons aged 80 years or over) and eligibility criteria apply. You may need to upgrade your travel insurance in order to have a comprehensive or extended level of cover. Before acting on this information you should consider the appropriateness of the product with regard to your personal circumstances. See the Card Insurances Combined Product Disclosure Statement & Financial Service Guide and Card Travel Insurance TMD (PDF) for details. Commonwealth Bank and its related bodies corporate do not issue or guarantee this insurance. It does not represent a deposit with or liability of either Commonwealth Bank or any of its related bodies corporate. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. If you purchase an upgrade policy, we (Commonwealth Bank) receive a commission which is a percentage of your premium.

         

        3View our Card Insurances Combined Product Disclosure Statement & Financial Service Guide

        Note: For cash advances and balance enquiries made through a non-Commonwealth Bank ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the cash advance amount) if applicable. You should check the ATM owner’s fees that apply carefully before completing.

        This credit card program is issued and administered by the Commonwealth Bank of Australia. 

        Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our current Terms and Conditions for Business Finance as well as any other terms set out in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances.

        View our:

        Consider these documents before making any decision about these products.

        The Low Rate credit card, Interest-Free Days credit card, Business Awards credit card and Business Platinum credit card are personal liability business credit cards. Personal liability means you, not the business, are responsible for all amounts charged to the card, including amounts charged by any additional cardholder. We will recover any outstanding amounts from you, not from any company, partnership or other business entity that employs or engages you.

        Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.