Features & benefits

    • Manage cash flow – with a low rate you can choose to fund larger business expenses over time
    • Customisable controls for different cardholders, including transaction limits and monthly spending limits
    • Manage expenses electronically – get detailed reports to analyse and forecast expenses
    • Self-service card management for Card Administrators via CommBiz or CommBank Card Manager – order new cards, change card limits, cancel or reissue a card and more
    • Use wherever Mastercard® is accepted
    • Cards can be linked to NetBank and the CommBank app to make payments using mobile and wearable devices – plus access to features like activating cards, blocking transactions and more.
  • Extra protection

    • Complimentary transit accident insurance up to $250,000 for cardholders~ 
    • Unauthorised Use insurance up to $150,000 a year~

Rates & fees

15 May 2026

Type
Rates & fees
Conditions
Interest rate
14.55% p.a.
Secured
Residential security
8.50% p.a.
Commercial security
13.49% p.a.
Annual fee for 1-49 cards
$40 per card

Annual fee for 50-499 cards
$32 per card
Annual fee for 500+ cards
$24 per card
Establishment fee
$300
Payable on:
  1. Account holder accepting the Bank’s offer
  2. Bank approving account holder’s request for credit limit increase
Emergency issue/lost/replacement card fee
$20
May be charged on card replacement.
Late payment charge
$25
Charged if the minimum payment is not received by the due date.
Overlimit charge
$25
Charged when we first allow you to exceed your credit limit in a statement period.
Interest rate on cash advances**
14.55% p.a.
Interest rate on cash advances Residential Security**
8.50% p.a.
Interest rate on cash advances Commercial Security**
13.49% p.a.

** Cash advances are charged from the date of transaction.

Other standard fees and charges apply. For full details, see the Corporate Cards fees and charges brochure (PDF) and the latest rates and fees for CommBank business products.

Things you should know

  • Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Current Terms and Conditions for Business Finance, as well as any other terms set out in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. Commonwealth Bank of Australia issues all products on this webpage. View our Financial Services Guide (PDF 59kb).

    View Terms and Conditions for Electronic Banking (PDF 135kb), NetBank and CommBiz (PDF 325kb) and consider them before making any decision about these products. 

    ~ For claims relating to transactions made on or after 29 September 2026, please refer to the Transit Accident Insurance and Unauthorised Transaction Insurance PDS available here.

    For claims relating to transactions made before 29 September 2026, please refer to the Certificate of Transit Accident Insurance (PDF) here and Certificate of Unauthorised Transactions Insurance here.