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Business / Health / Payment solutions / Smart Health for Pharmacies

Features & benefits

Integrate your point-of-sale (POS) software with Smart Health for Pharmacies so you can take in-person payments with our Smart Integrated terminal. Or, send payment requests directly to your customers’ mobile, no matter where they are.

Reach more customers

  • Mobile payments by Scrypt.Pay give customers the flexibility to pay remotely or in store
  • Capture sales across multiple channels

Improve cash flow

Say goodbye to customer accounts and payment delays

Reduce risk

  • No need to store credit card data
  • Secure, compliant payment processing

Save time on admin

  • Use your existing end-of-day workflows
  • Integrate with your existing POS, making set up quick and easy

Give customers easier ways to pay

How do mobile payments work?

  1. Send a payment request from your POS to customer's phone
  2. Customer pays using their mobile phone
  3. Payment is complete and reconciles immediately at POS

Smart Integrated terminal

Our POS-integrated, app-based terminal for pharmacies is designed to process payments within your existing workflows.

  • Integrated, item-level surcharging
  • Settlement and end-of-day reporting
  • MOTO payments (by phone, mail or email)
  • Toggle terminal receipts
  • Cash out from POS 
  • Same-day settlement when deposited into a CommBank account

POS integration

  • Seamlessly integrate your POS with our compatible vendors:

    • Z Software
    • Minfos - coming soon
    • Fred IT - coming soon

    We're always working on new POS integrations, so join the waitlist to find out if your POS will be added soon.

Pricing

  • Terminal

    • Low 1.1% flat-rate transaction fee^
    • $29.50 per month terminal rental fee
    • $0 joining fee

  • Remote payments

    Interchange Plus

    Find out what Interchange Plus pricing looks like for your business. Call us on 1800 222 484 to discuss your tailored rate.

Frequently asked questions

Yes, to begin using Smart Health for Pharmacies, you'll need to integrate your POS. A Scrypt team member will help you set up and integrate remote payments. For in-store payments, refer to merchant support and the Smart Health for Pharmacies user guide. Call our support team on 1800 222 484 for more help. 

Smart Health for Pharmacies prioritises the security of customer card details and payments. Our industry-standard security measures encrypt and protect sensitive information. All card details are securely transmitted and stored in compliance with Australian Payment Card Industry Data Security Standard (PCI DSS) requirements.

Same-day settlement is available on all EFTPOS transactions made before 9.30pm (Syd/Melb time) and all eCommerce transactions made before 5:30pm (Syd/Melb time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.

Yes, there are 2 settings for surcharging:

  • Applied to the total transaction amount at the terminal
  • Applied to specific items from your POS

Talk to us about availability. Surcharge totals will be available in your end-of-day report from the Smart Integrated terminal.

Interchange Plus is a pricing model designed to keep fees transparent. An Interchange Plus fee includes the exact interchange fee charged by card networks (Visa/Mastercard/AMEX), plus a small CommBank service fee.

Ready to grow your business?

CommBank Health for Pharmacies is coming soon

Request a callback

We can help

Things you should know

  • This information on this website is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. You should consider seeking independent financial advice before making any decision based on this information.

    Scrypt.Pay is provided by Scrypt Ventures Pty Ltd ABN 45 627 644 759. Scrypt Ventures is a supplier of software services to the Commonwealth Bank and to the Pharmacy industry. Scrypt Ventures is not part of the Commonwealth Bank Group. Scrpyt.Pay uses the Commonwealth Bank Smart Health platform to provide payment services to Pharmacies for use by their customers.

    Z Software© 2024 is a provider of point of sale systems and is not a representative of CBA.

    Minfos© 2024 is a provider of point of sale systems and is not a representative of CBA.

    FredIT© is a provider of point-of-sale systems and is not a representative of the Commonwealth Bank of Australia.

    View our Terms and Conditions for Business Transaction and Savings Accounts (PDF), Financial Services Guide (PDF), Electronic Banking Terms and Conditions (PDF), CommBank Smart Health Terms and Conditions (PDF), and Operator and User Guides at our merchant support hub.