Help & support
0.99%
In-store payments1
The standard rate is now 0.99%. If you were previously on the 1.10% standard rate, your rate was automatically reduced from 1 October 2026.
Integrate your point-of-sale (POS) software with Smart Health for Pharmacies to take in-person payments with our Smart Integrated terminal, or send payment requests directly to your customer's mobile.
Smart Health for Pharmacies integrates with:
We're working on new POS integrations. Join the waitlist to find out if your provider will be added soon.
Find out what Interchange Plus pricing looks like for your business. Call us on 1800 222 484 to discuss your tailored rate.
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Access a $0 monthly account fee option with a Business Transaction Account.
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Yes, to begin using Smart Health for Pharmacies, you'll need to integrate your POS. A Scrypt team member will help you set up and integrate remote payments. For in-store payments, refer to merchant support and the Smart Health for Pharmacies user guide. Call our support team on 1800 222 484 for more help.
Smart Health for Pharmacies prioritises the security of customer card details and payments. Our industry-standard security measures encrypt and protect sensitive information. All card details are securely transmitted and stored in compliance with Australian Payment Card Industry Data Security Standard (PCI DSS) requirements.
Same-day settlement is available on all EFTPOS transactions made before 9.30pm (Syd/Melb time) and all eCommerce transactions made before 5:30pm (Syd/Melb time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.
Interchange Plus is a pricing model designed to keep fees transparent. An Interchange Plus fee includes the exact interchange fee charged by card networks (Visa/Mastercard/AMEX), plus a small CommBank service fee.
It depends on your practice type.
GPs, dentists, optometrists and allied health: Smart Health is an EFTPOS terminal that also processes Medicare2 and private health3 fund claims. It integrates with leading Practice Management Software (PMS) or runs in standalone mode.
Pharmacies: Smart Health for Pharmacies is purpose-built for pharmacies with integrated POS payments and the ability to send payment requests to a customer's phone.
Both under one roof? Smart Health for Pharmacies can include one or more Smart Health terminals, so your whole practice is covered under one solution.
This information on this website is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. You should consider seeking independent financial advice before making any decision based on this information.
1 0.99% covers Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions (additional costs may apply for all other cards). AMEX is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm Sydney time.
2 Medicare Easyclaim is a digital claiming channel that helps practices lodge Medicare bulk bill and patient claims. Diagnostic Imaging, Radiology and Pathology claims excluded.
3 Available health funds include: ACA; AAMI; ADF; AHM; AIA; Apia; Australian Seniors; Australian Unity; Bupa; CBHS; CBHS Corporate; Defence Health; Doctors Health Fund; ESH; Frank; GMHBA; HBF; Health Partners; HCF; HCi; HIF; IMAN; ING; Latrobe; Medibank Private; Navy; NIB; Nurses & Midwives; OneMedi Fund; Peoplecare; Phoenix Health; Police Health; Priceline; Qantas Assure; QCH; RBHS; Real Insurance; RT Health; see-u by HBF; St.LukesHealth; Suncorp; Teachers Health; Teachers Union; Uni Health; Union Health; Westfund.
Scrypt.Pay is provided by Scrypt Ventures Pty Ltd ABN 45 627 644 759. Scrypt Ventures is a supplier of software services to the Commonwealth Bank and to the Pharmacy industry. Scrypt Ventures is not part of the Commonwealth Bank Group. Scrpyt.Pay uses the Commonwealth Bank Smart Health platform to provide payment services to Pharmacies for use by their customers.
Z Software© 2024 is a provider of point of sale systems and is not a representative of CBA.
Minfos© 2024 is a provider of point of sale systems and is not a representative of CBA.
FredIT© is a provider of point-of-sale systems and is not a representative of the Commonwealth Bank of Australia.
View our Terms and Conditions for Business Transaction and Savings Accounts (PDF), Financial Services Guide (PDF), Electronic Banking Terms and Conditions (PDF), CommBank Smart Health Terms and Conditions (PDF), and Operator and User Guides at our merchant support hub.
