
Term Deposit

A low-risk investment ideal for maximising surplus cash in your business. Your interest income is protected from fluctuations in the investment market.
Learn more- Open an account with a minimum of $5,000
- Choose the term of your deposit
Cash Deposit Account

One account that separates your investment funds into any combination of at-call, fixed term, or bank bills.
Learn more- Choose the term of your deposit, from overnight to five years
- No account-keeping fees
Bonds

Financial securities issued by government and semi-government authorities and corporations to raise medium to long-term funding.
- Generally fixed-term investments with a fixed rate of interest
- Can provide a fixed income stream and diversification for your portfolio
Capital Growth Account

Self-service online account that pays competitive market linked variable interest rates and provides flexibility in cash forecasting.
Learn more- Offers competitive variable rates on your surplus working capital
- Select from a range of notice periods
- Complete self-service through CommBiz
Learn more about long-term investments

CommSec reports
The CommSec website has a wealth of information to help you keep up to date with changes in the market.
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Manage and invest money
The amount of money available to invest in your business will change from year to year and is highly dependent on seasonal income. Our short- and long-term investment options recognise this.
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Updates and insights
Keep up to date with the latest in the commodities sector with daily market updates and price alerts, price indices and other research.
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Important information
This document contains financial product advice of a general nature only and is not intended to constitute personal advice. It does not take into account your particular investment objectives, financial situation or needs and accordingly, you should consider the appropriateness of this information in light of your own circumstances. We recommend that you obtain professional advice.
Commonwealth Bank of Australia and its subsidiaries do not guarantee the performance or the repayment of capital or earnings by the Fund. Investments in Colonial First State are not deposits or liabilities of Commonwealth Bank of Australia or its subsidiaries and investment-type products are subject to investment risk including loss of income.