Term Deposit
Provides a fixed interest rate with a range of terms and interest payment options, if you don’t need instant access to your money.
Learn more- Open an account with a minimum of $5,000
- Choose the term of your deposit
Cash Deposit Account
One account that separates your investment funds into any combination of at-call, fixed term, or security investments (bank bills).
Learn more- Choose the term of your deposit, from overnight to five years
- No account-keeping fees
Business Online Saver
A self-service at-call account with a competitive high interest rate when $10,000 or more is held in the account.
Learn more- Instant access to your funds
- Interest is calculated daily and paid monthly
Security Investments
- Minimum investment amount of $100,000
- Terms from 30 to 180 days
- No account-keeping fees
Capital Growth Account
Self-service online account that pays competitive market linked variable interest rates and provides flexibility in cash forecasting.
Learn more
- Offers competitive variable rates on your surplus working capital
- Select from a range of notice periods
- Complete self-service through CommBiz
Farm Management Deposit Account
A tax-effective investment that allows primary producers to set aside pre-tax income in good years to establish cash reserves and meet costs in other times.
Learn more- Allows for deposit amounts to be deducted from assessable income, with interest paid on 100 per cent of eligible deposits
Commercial Paper
Available for investments of $500,000 or more for a short term (usually between seven and 185 days).
- Provides access to higher rates of return than those generally available on other short-term investments
Learn more about short-term investments
CommSec reports
The CommSec website has a wealth of information to help you keep up to date with changes in the market.
Learn more
Manage and invest money
The amount of money available to invest in your business will change from year to year and is highly dependent on seasonal income. Our short- and long-term investment options recognise this.
Learn more
Managing cash flow
Successfully managing cash flow is essential if you want your business to survive.
Learn more
Get innovative
Many small business owners are full of good ideas. Unfortunately, though, they are often too busy dealing with day-to-day matters to put those moments of inspiration into practice.
Learn moreImportant information
This advice has been prepared without considering your objectives, financial situation or needs. Before acting on this advice, please consider its appropriateness to your circumstances.
Commonwealth Bank of Australia issues all products mentioned on this webpage. View our Financial Services Guide (PDF 59kb). View disclosure documents for Term Deposit (PDF 247kb), Farm Management Deposit Account General Information and Terms & Conditions (PDF 2.53mb), Cash Deposit Account (PDF 619kb), Capital Growth Account
Security Investments - Negotiable Certificates of Deposit (issued by the Commonwealth Bank of Australia) (PDF 429kb) and Security Investments - Negotiable Certificates of Deposit (issued by a bank other than the Commonwealth Bank of Australia (PDF 393kb) and consider them before making any decision about these products. If you have a complaint, call the Bank’s dispute resolution team on 13 2221.
