About the Capital Growth Account


  • Minimum initial deposit of $500,0001
  • No ongoing minimum or maximum investment amount
  • Select a notice period that allows you the flexibility to forecast future capital and investment requirements
  • Withdraw all or a portion of funds after serving your notice period
  • Offers competitive market linked variable interest rates
  • Receive a higher rate of interest by selecting a longer notice period
  • Interest is calculated daily and paid at a frequency of
    either monthly, quarterly, semi-annual or annual
  • Manage your account easily and securely through CommBiz


1. Available to clients that are defined by the Corporations Act 2001 (`the Act') as a `wholesale' client



  • Choose from a 35, 60, 90, 185 or 370 day notice period
  • No set maturity date or investment amount
  • Deposit funds or put funds on notice at any time
  • Create unlimited notices on your account
  • Cancel notices up until the notice completion date


  • Competitive market linked variable interest rate
  • Receive a higher rate of interest by choosing a longer notice period
  • Interest calculated daily and paid at your choice of either monthly, quarterly, semi-annual or annual


  • Manage your account through CommBiz, giving you the convenience of real-time, self-service investing.
  • Removes the complexity of managing investment rollovers and interest rate renegotiations
  • Maximise returns on your cash, while reducing the administrative burden:
    • Sweep ‘Balance at Call’ funds from your Capital Growth Account to an existing CommBank or other financial institution transactional account1
    • Sweep surplus funds from your CommBank transaction account into your Capital Growth Account ‘Balance on Hold’

1. Only able to set up daily sweeps from domestic accounts

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Important information

This advice has been prepared without considering your objectives, financial situation or needs. Before acting on this advice, please consider its appropriateness to your circumstances.

Capital Growth Account is issued by the Commonwealth Bank of Australia. View our Financial Services Guide. View terms and conditions for Capital Growth Account and consider them before making any decision about these products.

If you have a complaint, call the Bank's dispute resolution team on 13 2221.