A new perspective on financing

There is unprecedented attention from customers, investors, regulators and the community on the environmental and social impacts of doing business. Linking a borrowers’ sustainability performance with its financing needs offers both commercial and community benefits.

By looking beyond typical boundaries to see previously unrecognised patterns, connections, links and relationships we can better understand what’s next and what’s possible. This new perspective will guide sustainable finance solutions developed around the environmental or social metrics relevant to your organisation and stakeholders.

Better environmental and financial outcomes

The strategic partnership of Commonwealth Bank and Queensland Airports Limited's (QAL) delivered the first corporate loan directly linked to the reduction of carbon emissions at Gold Coast Airport. By thinking about finance differently, together we developed an innovative financing structure so that QAL delivers both financial and environmental benefits to its shareholders and the community.

Building a partnership

By meeting agreed carbon emissions reduction targets, Gold Coast Airport will receive a margin discount under a sustainability-linked loan. It is an example of working in partnership to face the opportunity and challenges driving organisations, such as the transition to a carbon-neutral future.

Endless opportunities

Sustainable Finance can be applied across all sectors and ecosystems. From retail, healthcare, waste management and agriculture through to social infrastructure, commercial property, or natural resources, we can tailor a suitable solution to any organisation committed to delivering improved environmental or social outcomes. Connecting capital to borrowers committed to making a positive impact will strengthen your business’ ties with stakeholders and the broader community.

Things you should know

Any opinions, views of contributors, conclusions or recommendations are reasonably held or made, based on the information available of compilation, but no representation or warranty, either express or implied, is made or provided as to the accuracy, reliability or completeness of any statement made in this information. You should consider whether this product is appropriate for you. Applications for finance are subject to the Bank’s normal credit approval.

Full terms and conditions are included in the loan offer. Bank fees and charges may apply. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945