Features & benefits

Better cash flow

  • Choice of fixed or floating rates¹
  • The financed equipment acts as the finance security
  • Terms and repayments that match your business cycle
  • Borrow from $10,000 with no need for upfront deposits

Return on investment

  • Interest, depreciation or rental payments may be tax deductible
  • State of the art equipment can help drive productivity and better customer services

No hidden fees

  • No monthly account keeping fees
  • Conditional pre-approvals can be arranged
  • Funds can be made available within 4 hours of signing online

How it works

Medical equipment finance helps you upgrade or order additional medical equipment for your business. The financed equipment acts as the lending security, so you don't need to provide cash deposits or other assets like property to secure your loan. 

Finance is available for most of your equipment requirements, including:

  • Radiology
  • Imaging
  • Diagnostics
  • Treatment
  • Life support
  • Portable emergency
  • Monitoring
  • Dentistry
  • Surgical
  • Testing
  • Computers
  • Other technology
  • Surgery and office fitouts
  • Solar and battery projects
  • Motor vehicles and buses

Apply in 4 easy steps

Our Equipment Finance team can talk to you over the phone, online or meet you in person at a time that suits you.


Get a quote

Call 1800 ASSETS or speak with your Relationship Banker and tell us: 

  • What you want to finance
  • How old it is
  • The finance amount
  • Any balloon or residual payment amount


Simple application

  • We can usually accept your application over the phone
  • Eligble CommBank customers may not need to provide hard copy financial information if you have existing lending with us. 


Sign your documents online

Once approved, you can sign your finance agreement online with our SmartSign™ paperless technology. 


Funding within 4 hours of signing

We'll transfer the money to your supplier to pay their invoice within four hours of you signing your agreement online. 

Flexible Operating Lease solutions

  • We work with our technology finance partner equigroup to offer operating lease solutions for customers.
  • This allows customers utilise the latest equipment for their business and access a flexible upgrade path down the track.
  • There's a full range of lease finance options available, from small one-off agreements to complete tracking and management for multiple assets.
  • equigroup can make recommendations focusing on cost reduction and avoiding obsolescence.

Things you should know

¹Floating rates apply to Equipment Loan and Finance Lease only.

The information on this page is for general information purposes only and has been prepared without considering your objectives, financial situation or needs. You should, before acting on the information, consider its appropriateness to your circumstances.

Applications are subject to the Bank’s normal credit approval and suitability of the asset. Energy Efficient Equipment Finance is available on a specific range of vehicles and equipment. Fees, charges and conditions apply. Full terms and conditions will be provided with any agreement upon credit approval.

Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.