How it works

    • Asset Finance is designed to fund equipment that helps provide services and generate revenue
    • Funds are provided with the financed asset acting as the security
    • Repayments can be structured to move up and down inline with seasonal cash flows
    • If approved, we’ll pay your supplier promptly after you sign your agreements online
    • Finance agreements may provide tax benefits1
    • Balloon or residual values can be set at the end of the term which lowers your repayment commitments

Types of equipment you can finance

    • Radiology
    • Imaging
    • Diagnostics
    • Treatment
    • Life support
    • Portable emergency
    • Monitoring
    • Dentistry
    • Surgical
    • Testing
    • Computers
    • Other technology
    • Surgery and office fit-outs
    • Solar and battery projects
    • Motor vehicles and buses

Healthcare Start Well

Specialist finance for healthcare professionals

  • Finance is available to approved applicants from $20,000 using a CommBank Equipment Loan (Chattel Mortgage)
  • Finance includes a 'Start Well Period' where your repayments are lower in the first two years then step up over time (this means you'll pay more interest)

Start Well pricing options

Repayment amounts and structures can vary depending on what you need to finance, the terms of the agreement and suitability of your application. 

Flat Step Up

Start with two years of lower repayments then lift for the remaining term of 3-5 years. 

Speak to a specialist about Start Well

Case study - Canberra Heart Rhythm Centre

A new centre is providing ACT heart patients with world-class treatment - thanks to our innovative loan designed especially for healthcare professionals. 

Tell me more

Canberra Heart Rhythm Centre reception area

More healthcare finance options

  • Master Limit

    • If you’re regularly buying medical equipment or fitting out practices
    • When you find what you want to buy, all you need to do is send us the invoice
    • We’ll pay for it and your repayments start when your assets are delivered
  • Equipment Construction Facility 

    • If you're financing the construction costs of your fitout or equipment while it’s under construction 
    • We pay your supplier in instalments during the construction period
    • You’ll only cover the interest charged on drawn down funds 
    • Full principle and interest repayments commence only when the equipment is ready to use
  • Finance discounts on qualifying Green vehicles and equipment

    Tell us about the green vehicles and equipment you are looking to order and you may qualify for a finance discount.

    Up to 1% p.a. discount1 off the standard rate for:

    • New & used electric and hydrogen driven cars, vans, trucks and buses up to $250,000.

    Up to 0.50% p.a. discount1 on a wide range of other qualifying assets up to $250,000, including:

    • Electric and hydrogen driven machinery
    • Solar, Wind and Hydro powered equipment
    • Charging and storage equipment including batteries
    • Retrofitting / Conversion costs to electrify vehicles and equipment

Healthcare equipment leasing

    • We've partnered with CHG-MERIDIAN to offer healthcare equipment leasing solutions
    • Finance 100% of the cost of the equipment
    • Spread repayments over the effective life of the asset
    • Upgrade, return or renew your equipment at the end of your lease
    • Stay up-to-date with the latest technology

Apply in 4 easy steps

Our Equipment Finance team can talk to you over the phone, online or meet you in person at a time that suits you.


Get a quote

Call 1800 CBA HTH or speak with your Relationship Banker and tell us: 

  • What you want to finance
  • How old it is
  • The finance amount


Simple application

  • We can usually accept your application over the phone
  • Eligble CommBank customers may not need to provide hard copy financial information if you have existing lending with us. 


Sign your documents online

Once approved, you can sign your finance agreement online with our SmartSign™ paperless technology. 


Prompt payment to your supplier

If approved, we’ll pay your supplier promptly after you sign your agreements online.

Things you should know

  • The information on this page is for general information purposes only and has been prepared without considering your objectives, financial situation or needs. You should, before acting on the information, consider its appropriateness to your circumstances.

    Applications are subject to the Bank’s normal credit approval and suitability of the asset. Fees, charges and conditions apply. The Asset Finance Terms and Conditions are available here

    1. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.

    2 A discount may apply for qualifying green vehicles and equipment when you ask for it. No discounts are automatically applied and must be requested prior to funding. Any discounts apply to the standard carded rate and cannot be combined with any other pricing reductions. Discounts of up to 1% p.a. and 0.50% p.a. are limited to transactions less than $250,000. Discounts are available for qualifying assets over $250,000 by negotiation. Discounts offered are subject to change without prior notification. We reserve the right to modify or revoke any discount offered at any time, for any reason.