Manage your business on the go

Use the CommBank app for easy and secure business banking wherever you work.

  • Stay on top of your cash flow and performance
  • Make payments to suppliers wherever they are, pay staff or provide customer refunds
  • Set up PayID - it's a simple, fast and secure way for your customers to pay you2
  • Find government grants available for businesses with Benefits finder

Take greater control of your business

Our seamless digital experiences help make running your business that much easier.

Link accounting software

Set up an automated bank feed with your accounting software to get a secure, reliable connection directly into your accounting software.

Accounting software integration

Plan ahead for bills

Bill Sense predicts your future bills and helps you manage regular payments and bills – all in one place. 

Discover Bill Sense

Get real-time alerts

Set alerts in the CommBank app or NetBank and we'll instantly tell you if your account balance is low, high, overdrawn or if you've just been paid. 

Discover Smart Alerts

Stay on top of cash flow

→ Get a snapshot of cash flow

Stay on top of your cash flow and performance with app-based insights to help you understand the health of your business. 

Discover Business Cash Flow View

→ Unlock cash tied up in outstanding invoices

Manage your cash flow quickly and effectively with Stream Working Capital. 

Discover Stream Working Capital


Protect your business

Keeping your business safe is our priority. That’s why we have a range of products, services and security features to help keep your business secure 24/7.

Stay scam aware

Learn the main types of scams targeting businesses and tips to protect your staff and customers. 

Learn about business scams

Avoid merchant fraud

Do you take payments from customers? Here's what you need to do to keep transactions and your customers safe. 

Explore merchant security

Access data & actionable insights

To find data, such as which customer age segments are your highest spenders, their gender or where they live, visit our free business insights tool Daily IQ – available in NetBank under the View Accounts menu.4

Discover Daily IQ

What makes the CommBank Smart Mini a perfect mobile payments solution?

There are many mobile payments solutions available now. The CommBank Smart Mini has the features to help small businesses and side hustles grow.

Discover Smart Mini

Connect to solutions designed for your industry

From hospitality to health, we know that your industry has specific needs, challenges and opportunities. Get specialised support from Bankers that specialise in your industry.

Explore industries

Award-winning digital banking

Winner of Canstar's 2023 Bank of the Year Award for Digital Banking.5


Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

    Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information. Commonwealth Bank is also not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.

    The Forrester Digital Experience ReviewTM: Australian Mobile Banking Apps, Q2 2022. Forrester Research does not endorse any company included in any Digital Experience ReviewTM report.

    You can view the Terms and Conditions for CommBank PayID, our Financial Services Guide (PDF) and the Electronic Banking Terms and Conditions (PDF) and should consider them before making any decision about these products and services. Bank fees and charges may apply.

    3 You can view the Terms and Conditions for Business Transaction and Savings AccountsMerchant Agreement, our Financial Services Guide and the Electronic Banking Terms and Conditions and should consider them before making any decision about these products and services. Bank fees and charges may apply. 

    The CommBank app is free to download, however your mobile network provider charges you for accessing data on your phone. Terms and conditions are available on the app. NetBank access with NetCode SMS is required. Find out about the minimum operating system requirements on the CommBank app page. 

    Daily IQ is not optimised for iPads or mobile devices.  

    Daily IQ has been prepared as a research tool for general informational purposes only and should not be relied on to make business decisions or for account reconciliation. The information may be incomplete or not up to date and may contain errors and omissions. Any projections and forecasts are based on a number of assumptions and estimates, including future events and contingencies, which may be inaccurate

    Daily IQ is available to business customers with a CommBank Business Transaction Account. The Industry Sales Comparison, Busiest Times, Total Card Sales, Loyalty, Demographics and Location tools are only available to clients who have a CommBank merchant facility settling into a CommBank settlement account. 

    The Canstar 2023 Bank of the Year Award was received in June 2023 for Digital Banking. For more information, visit

    The target market for these products will be found within the product’s Target Market Determination, available here.