How it works

  • If you have a CommBank debit or credit card1, you can view your digital card details in the CommBank app. Use these details to shop online, pay bills, manage recurring payments or set up a digital wallet to shop in store.

    Plus, if you’re waiting for a new or replacement debit card, you’re able to start using your digital debit card straight away, before your physical card arrives in the mail.  

How to use your digital card

Start using the digital version of your card today in the CommBank app.

To view your digital card details:

1. Log in to the CommBank app, go to the ‘Cards’ tab and select the card you wish to use

2. Tap ‘Show’ to view your card details (card number, expiry date and CVC)

3. Tap the ‘Copy’ icon to easily copy your 16-digit card number when shopping online.

Don’t have the CommBank app? Download it for free today. 

Paying in store

Start shopping in store with your phone or wearable before your physical debit card arrives in the mail.

CommBank Tap & Pay

  • Set up in the CommBank app
  • For Android phones
  • Add your eligible CommBank credit or debit cards to pay with your phone

More about Tap & Pay

Apple Pay

Apple Pay

  • Set up from the CommBank app or the Apple Wallet app on iPhone
  • Add your eligible CommBank debit or credit card to pay with your iPhone
  • Use anywhere you can tap and pay

More about Apple Pay

Google pay

Google Pay

  • Within the Google Pay app
  • For Android phones
  • Add your eligible CommBank credit or debit cards to pay with your phone

More about Google Pay

Samsung pay

Samsung Pay

  • Within the Samsung Pay app
  • For Samsung phones
  • Add your eligible CommBank credit or debit cards to pay with your phone

More about Samsung Pay


  • Debit Mastercard 
  • Platinum Debit Mastercard
  • World Debit Mastercard™
  • Business Visa Debit Card
  • Personal and business credit cards
  • Corporate cards

Note: Digital cards are only available for activated eligible CommBank debit and credit cards

Some CommBank cards aren't eligible including:

  • Keycard (upgrade to a Debit Mastercard in NetBank or by calling us on 13 2221)
  • Travel Money Card
  • Prepaid cards

This button copies the 16-digits of your card number only. You will need to manually enter your expiry and CVC to complete an online purchase, manage recurring payments or set up a digital wallet.

Yes, digital card details are only available in the CommBank app.

If you have an eligible CommBank debit card, your digital card will have a unique CVC that is different to what is shown on your physical card for security purposes. While your physical card is in the mail, you can use your digital debit card CVC. After you’ve activated your physical card, either CVC can be used to make online or recurring purchases and set up digital wallets.

Yes, you can still use your digital debit card CVC after activating your physical card, and both CVCs will work.

Yes, your digital card doesn’t rely on the physical card being activated.

Not a CommBank customer?

  • Open an Everyday account with a Debit Mastercard in under five minutes and once activated, you'll be able to start shopping with your digital Debit Mastercard.

Things you should know

  • The target market for these products will be found within the product’s Target Market Determination, available here.

    ^ CommBank digital card is available on the CommBank app for Debit Mastercard, Platinum Debit Mastercard, World Debit Mastercard, Business Visa Debit Card, and personal and business CommBank credit cards (activated cards only).

    The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. You should refer to your mobile phone plan or contact your provider to find out more. Terms and conditions are available on the CommBank app. NetBank access with NetCode SMS required. Find out about the minimum operating requirements on the CommBank app page

    Apple Pay, Face ID, Touch ID, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Visit for a list of eligible cards and devices.

    Electronic Banking Terms and Conditions also apply to the CommBank app and NetBank. Consider if appropriate for you.

    This advice has been prepared without considering your individual objectives, financial situation or needs. Because of that, you should, before acting on this advice, consider its appropriateness to your circumstances. You should seek independent, professional tax advice before making any decision based on this information.

    Mastercard is a registered trademark of Mastercard International Incorporated.

    Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945