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Digital Banking / Klarna

What is Klarna?

  • About Klarna

    Klarna is a shopping app used globally to shop online, manage purchases and access features such as order tracking and notifications.

  • Flexible payment options

    You can pay in four instalments using a one time card generated in the Klarna app or your stored Klarna account. Payments are made fortnightly, with the first charged when the item ships.

  • Features available in the Klarna app

    Create wish lists, track online purchases, manage returns and receive updates like price drop alerts – all in one app.

  • About fees and payments

    There are no fees or interest charged by Klarna when payments are made on time. CommBank account fees or interest may still apply depending on your account type.

How to use Klarna

  • Klarna allows eligible customers to link a bank card to their Klarna account. Klarna may offer instalment payments when you shop online. To learn more or set up an account, visit the Klarna app or website.

    Track Klarna activity

    You can view Klarna related transactions and activities related to your CommBank card, if it's linked to your Klarna account, in the Klarna app. For more account features, see the Klarna app.

Find out more about Klarna

  • For Klarna account setup, visit the Klarna app or website. You can link your eligible CommBank card as part of that process. Klarna may conduct a credit check as part of its account verification process. CBA does not provide credit assistance or act as an intermediary in relation to Klarna

Paying with Klarna’s
one-time card

    • To make a purchase, customers can select 'Pay with Klarna' at checkout.
    • Klarna may generate a one-time card using the card stored in their Klarna account.
    • Klarna will send you an email confirming your purchase.

Protection for unauthorised transactions

  • We’ll protect you from losses due to unauthorised transactions on personal and business accounts when you take the necessary steps to stay safe online.

Support

Klarna CBA

We can help

Things you should know

  • 1 You can add the following CommBank cards to Klarna from the CommBank app

    • CommBank Debit Mastercard®
    • CommBank World Debit Mastercard and Business Visa Debit cards
    • CommBank personal and business Mastercard or Visa credit cards

    Some CommBank cards are ineligible including Keycard, Travel Money Card, Corporate Card.

    Standard CommBank transaction and account fees apply.

    Minimum spend applies when using Klarna.

    Klarna provides shopping offers and services to CBA customers through their strategic relationship agreement with CBA. CBA accept no liability for any acts or omissions by Klarna in connection with the goods and services provided.

    Read Klarna's terms and conditions & Klarna’s Privacy Policy available on the Klarna website before making a decision in relation to their products.

    Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

    As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances.

    Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts (PDF) mentioned and Electronic Banking (PDF) are available here or from any CommBank branch.

    Credit Card applications are subject to credit approval. Full conditions will be included in our Letter of Offer. Fees and charges apply.

    Commonwealth Bank of Australia ABN 48 123 123 124. AFSL and Australian credit licence 234945.