Pay in 4 instalments

Introducing Klarna

Our exclusive partner Klarna, has just launched in Australia - offering a shop now, pay later experience that’s used by over 80 million shoppers worldwide. Here's more on that

Shop online

Get the Klarna app to discover, share and pay with instalments using your CommBank cards.

Pay later

Use the Klarna app and pay the first instalment when your item is shipped, then the rest every fortnight. No fees or interest when you pay each instalment on time. 

Special offers & exclusive deals

Get told about special offers from your favourite brands, create a wish list & be notified of price changes in the Klarna app.

CBA and Klarna logo

Fast sign up & manage payments in the CommBank app

Create a Klarna account in the app

It’s fast and easy to create a Klarna account in the CommBank app. Tap Products & offers then Shop now, pay later with Klarna.

Keep an eye on your orders

You can track your Klarna orders and upcoming payments in the CommBank app, helping you manage your money so you don’t fall short before a payment is due.

Get started with Klarna

What you need

Create a Klarna account in the CommBank app

Signing up is faster using the CommBank app

  1. Tap Products & offers then Shop now, pay later with Klarna
  2. Share your details and choose which CommBank card you’d like to use when you shop with Klarna
  3. Verify your info with Klarna to start shopping. Klarna may do a credit check when you make a purchase

Paying with Klarna

  • At checkout choose Klarna as your payment option
  • Then buy now, pay later with one of the CommBank debit or credit Mastercards you added to your Klarna account
  • Enter simple info to see if your purchase has been accepted
  • Klarna will send you an email confirming your purchase and expected delivery date
  • See, check and track all your orders in the CommBank app 

Backed by our 100% security guarantee

Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if something is wrong.

Tell me more

Things you should know

1 You can add the following CommBank cards to Klarna from the CommBank app

  • CommBank Debit Mastercard®
  • CommBank World Debit Mastercard
  • CommBank personal and business Mastercard credit cards

You can use other CommBank cards that are accepted online when you shop with Klarna but you’re unable to add a CommBank Visa card from the CommBank app.

Some CommBank cards are ineligible including Keycard, Travel Money Card, Corporate Card.

Standard CommBank transaction and account fees apply.

Minimum spend applies when using Klarna.

Read Klarna's terms and conditions & Klarna's Privacy Policy

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances.

Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts (PDF) mentioned and Electronic Banking (PDF) are available here or from any CommBank branch.

Credit Card applications are subject to credit approval. Full conditions will be included in our Letter of Offer. Fees and charges apply.

Commonwealth Bank of Australia ABN 48 123 123 124. AFSL and Australian credit licence 234945.