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Open an Everyday account to get started with Money Plan.

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What is Money Plan?

  • Managing your money effectively is important, especially in times of uncertainty and change.

    Money Plan in the CommBank app gives you access to handy tools to help you better manage your money, so you can stay in control of your spending and saving – all from the convenience of an app.

Manage your spending & set savings goals

Money Plan includes a range of tools:

Set category budgets

Set weekly, fortnightly, or monthly budgets for a range of spending categories, like transport, eating out and shopping.

Discover category budgets

Manage bills & payments

Predict your upcoming bills and manage regular payments and subscriptions all in one place with Bill Sense.

Explore Bill Sense

See your cash flow

Get a clear snapshot of where your money goes each month, and see how you’re trending month-to-month.

Show me Cash Flow View

Set savings goals

Saving for something? Set a savings goal and track your progress against weekly targets to help you reach your goal sooner.

Discover Goal Tracker

Identify potential spare cash

With Smart Savings, you can have potential spare cash predicted and identified so you can grow your savings, pay off debt, or invest. 

Get started with Smart Savings

See the big picture

Understand where you stand financially – see all your assets and liabilities in one place with Portfolio view.

Get started with Money Plan

  • What you'll need:

    1. Download the CommBank app
    2. If you don't bank with us, open an everyday or savings bank account or consider applying for a credit card
  • Using Money plan:

    1. Log on to the CommBank app and tap 'Accounts'
    2. Scroll down to 'Money plan' and tap on it to get started


Things you should know

  • The CommBank app is free to download, however your mobile network provider charges you for accessing data on your phone. Terms and conditions are available on the app. NetBank access with NetCode SMS is required. Find out about the minimum operating system requirements on the CommBank app page

    Smart Savings is available in CommBank app versions 4.38 or above. Terms and conditions as well as important disclosures apply to Smart Savings and will be provided during the set- up process, and can alsoalso can be found in the ‘Things you should know’ section of the Smart Savings webpage