Money management should feel simple, not stressful

Explore Insights in the CommBank app to get a clearer view of your money. You can view your spending, saving, bills and investing in one place — helping you track where your money goes, see your progress and stay ahead of upcoming bills.

Plan, track & manage your money

Managing your money just got easier with Insights. Check your cash flow, set budgets, and track your bills, savings or investments.

Understand your cash flow

Get a clearer picture of the money coming in and out of your accounts. 

You can:

  • View your spending, saving and investing in one place
  • See how your income is split between today and the future
  • Spot spending patterns at a glance

Track spending by category

Understand your spending habits and stay on top of your budget.

You can:

  • See where you’re spending your money
  • Create budgets with flexible limits
  • Spot overspending early

Grow your savings

See how much you're saving and how your recent savings compare over time.

You can:

  • View your savings activity
  • Compare recent savings with your average
  • Set up automatic transfers

Stay on top of bills and transactions

Get notified about what’s happening across your accounts.

You can:

  • View predicted bills before they arrive
  • Search transactions across your accounts
  • Get notified when money goes in or out

Get started

  1. Open the CommBank app and go to Accounts then Insights
  2. View your current spending, saving and investing
  3. Take action with budgets, automated transfers and goals
  4. Check in regularly to stay on track

Insights is being made available to customers gradually, so you may not see it in the app yet.

Get the CommBank app

Everything you need, in one place. Track your spending, stay ahead of bills and manage your savings in the CommBank app.

Frequently asked questions

We’ve made a few updates to the CommBank app.

Money Plan and Cash Flow View have been replaced by Insights, where you can view your spending, savings and bills in one place.

With Insights, you can:

  1. Track spending across different categories
  2. View upcoming bills and payments
  3. Track savings progress and investments

You can choose from weekly, fortnightly or monthly for your Insights view.

You can also choose when your Insights start, so they better align with your budgeting routine.

Any changes you make will apply to both your Spend and Save Insights, helping keep your view consistent.

You can choose when your Insights view starts and ends, so it better aligns with when you get paid.

For example, if you're paid fortnightly, you can view your spending and saving over a fortnight instead of a month.

Any changes you make will apply to both your Spend and Save Insights, helping keep your view consistent.

You can choose which accounts are included in Insights to make them more relevant to how you manage your money.

For example, you might choose to include or exclude certain accounts depending on whether you use them for everyday spending or savings.

Joint accounts can be included in Insights. If you use a joint account with a partner, family member or household, you'll see activity from everyone who uses that account.

If you don’t want to include a joint account in Insights, you can choose to exclude it.

You can update transaction categories in the CommBank app.

To change a transaction category:

  1. Tap the transaction
  2. Tap Change under Spend details
  3. Select a new category

You can also review uncategorised transactions to get a clearer view of where your money is going.

Things you should know

The CommBank app is free to download, however your mobile network provider charges you for accessing data on your phone. Terms and conditions are available on the app. NetBank access with NetCode SMS is required. Find out about the minimum operating system requirements on the CommBank app page.