Help & support
Interest Only payments available for up to 5 years for Owner Occupied Home Loans and up to 15 years for Investment Home Loans1.
A simple home loan with a competitive variable rate and the choice to access two offset accounts**.
A variable rate with discounts tailored to you, plus access to offset and an extensive range of features.
A digital home loan with a low variable rate and access to one Everyday Offset account*. Only available online.
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1 You can choose to pay Principal and Interest weekly, fortnightly, or monthly. Only monthly payments are available for Interest Only. The maximum Interest Only payment period over the life of a loan is 15 years for Investment Home Loans and 5 years for Owner Occupied Home Loans, so long as there is at least 5 years remaining on the Contracted Loan Term. We have different rates that apply, depending on whether you are making Interest Only payments or Principal and Interest repayments. During an Interest Only period, your Interest Only payments won't reduce your loan balance unless you choose to make additional repayments. At the end of an Interest Only period, your repayments will increase to cover Principal and Interest components.
* You can link one Everyday Offset account to each eligible Digi Home Loan. An offset feature fee will apply, see ‘Fees we charge for consumer mortgage lending products'.
** You can link up to two Everyday offset accounts to each Simple Home Loan. An Offset Feature fee will apply, see ‘Fees we charge for consumer mortgage lending products'.
