What is Guarantor Support?

  • A guarantor is someone, for example a family member, who can help you secure a home loan by agreeing to offer their own property as additional security for your loan.

    By having someone else provide a guarantee, we may be able to lend to you in situations where you may not be able to secure the full loan amount by yourself.

    Guarantor Support is available with most of our flexible home loans.

    Download guarantor guide

Features & benefits

  • Own property sooner

    • Enter the market sooner as either a home owner or investor


  • Flexibility & affordability

    • Borrow more than you might otherwise be able to without guarantor help
    • The amount a guarantor offers as security could be the entire amount of the borrower’s loan, or less than this
    • You may be able to avoid paying Lenders Mortgage Insurance or Low Deposit Premium

Things to consider

  • Financial risk

    Acting as guarantor for a borrower means you agree to repay the home loan if the borrower can’t meet the repayment terms and conditions of their loan contract. If we need to seek any security you’ve provided in support of the guarantee, you could lose your property and/or suffer other serious financial losses.

    Your credit report may also be negatively affected.

  • Seek independent advice

    Choosing to act as guarantor can be a major commitment. We strongly recommend you seek independent legal and financial advice to understand your obligations, risks and potential impacts on your financial situation before you make this commitment.

How to apply 

  • One of our Home Lending Specialists can help you understand whether using a guarantor or offering to be a guarantor is right for your circumstances.

    Book appointment

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Things you should know

  • Subject to credit approval. Fees, charges, terms and conditions apply. As this advise has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.