Thinking of investing in property?

Here are some things you should consider before you get started.

Download our Investing in property guide

Getting started

Finding the right property 

Understand the goals and strategies behind successful property investment.

Tell me about investing

Building a portfolio

Buying and managing two or more investment properties may be easier than you think. 

Discover property portfolios

Understand the costs 

There are important costs to consider outside of your deposit and home loan repayments.

Tell me about costs

What could I afford?

Take a look at your current financial situation and work out what you may be able to afford to borrow for an investment property. 

See what you can afford

Watch our webinar for more guidance

We’ve created a webinar to take you through the foundations of investing in property, helping you take the first step.

Watch webinar

CommBank Property & Suburb Reports

Your complimentary Property & Suburb Reports provide the latest information on new listings, auctions, recent sales and suburb profiles to help you make informed property decisions. You can access them for free when you book an appointment with one of our Home Lending Specialists.

Discover the reports

Property & Suburb Reports

Book a time with a Home Lending Specialist

CommBank My Property

The CommBank My Property experience in NetBank and the CommBank app provides personalised property insights that change dynamically over time, allowing you to track and manage your property portfolio, explore your options and plan for the future

Understand your equity position and how it’s determined based on your property’s value and home loan balance, and work out what you can afford with our home loan calculators.

Discover CommBank My Property

My Property desktop

Managing your investment property is easy with :Different

CommBank has partnered with :Different, a proactive property management service that ensures you always know what's going on with your property, and that you're empowered to make fast decisions.

:Different digitises many parts of property management to remove and reduce pain points, paperwork, admin and time-consuming manual tasks faced by property owners, investors and renters.

Over time, :Different will be made available to customers through the CommBank app, to support property investors with guidance throughout the entire home buying and owning journey, as well as deliver exclusive discounts and benefits for CBA customers.

See how :Different works

My Property desktop

Plan your investment

Using equity

If you’re already a home owner, you may be able to use equity to invest in a second home. 

Tell me about equity

Negative gearing & tax

Understand what negative gearing is, the benefits and risks that come with it.

Find out more about negative gearing

What's rental yield?

Your rental income strategy will play an important role in choosing a property. 

Tell me about rental yield

Investor loans & rates

Choosing an investment loan

There are different types of investment loans that can help you achieve different results. 

Find the right investment loan

Compare loans & features

Whether it’s your first investment property or your fourth, we’ve got a wide choice of loan products and different repayment options to suit your individual needs. 

Compare loans now

$2,000 cashback when you switch your home loan to us

The cashback is available on the following loans:

  • Owner occupied home loans
  • All investment loans

Apply by 31 December 2022 and have your loan funded by 31 March 2023. Minimum refinance amount $250,000. Not available for Bridging Loans. Limit of one $2,000 cashback per borrowing entity and per customer over a 12 month period.

Tell me about cashback

Couple reviewing home loan details

Things you should know

Subject to credit approval. Fees, charges, terms and conditions apply. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

Offer available on eligible home loans funded on and from 1 January 2020 (except for Owner Occupied Interest Only home loans, which are eligible if funded on and from 7 April 2020), where at least $250,000 has been refinanced from a financial institution other than Commonwealth Bank or Bankwest. Viridian lines of credit may be eligible as part of a multiple loan facility application if the total minimum refinance amount of $250,000 or more is met. Limit of one $2,000 cashback per borrowing entity (e.g. individual, joint borrowers, company) and per customer over a 12 month period. Limit of one $2,000 cashback per joint application. Where one of the joint applicants has received a cashback in the last 12 months, that customer will not qualify for the offer. Where all applicants have received a cashback in the past 12 months, the joint loan will not be eligible for the cashback. This offer cannot be combined with a Wealth Package fee waiver. Cashback will be credited to a Commonwealth Bank transaction account linked to the loan or the borrower/s within 90 days of loan funding (this could be a joint account with an unrelated party). We reserve the right to terminate the offer at any time. Applications subject to credit approval. Fees and charges may be payable. Full terms and conditions will be included in our loan offer.