Features & benefits

The basics plus a little extra 

  • Cover for your vehicle if it’s stolen or damaged by fire
  • Liability for damage caused by your vehicle up to $20 million in total per claim
  • Damage from an uninsured driver up to $5,000

Additional benefits at no cost

  • Cover for towing and storage costs
  • Liability for damage caused to other people’s property by a substitute vehicle
  • Temporary cover for a replacement vehicle


No extra cost to pay monthly

Choose to pay your premiums monthly at no additional cost.2

24/7 emergency claims assistance

Our Emergency Claims Assistance Line is available 24/7.

Call 13 2423

Repair guarantee

Guarantee on repairs authorised by us for as long as you own the vehicle.

Choice of repairer

When you make a claim, we'll recommend a repairer to give you a quote. You can nominate your own repairer too.

What's included

Third Party Property Damage, Fire and Theft Insurance can help cover your vehicle against a range of insured events, including:

  • Fire
  • Theft or attempted theft
  • Liability for damage to other people’s property of up to $20 million
  • Damage from an uninsured driver up to $5,000

A range of Cover Benefits are also included at no additional cost:

  • Liability for damage caused to other people’s property caused by a substitute vehicle
  • Towing and storage costs
  • Temporary cover for a replacement vehicle

For more info, read the latest Car insurance Product Disclosure Statement (PDS).


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Online claims made easy

Vehicle claims

Make a claim online and we’ll get back to you next business day. Call us 24/7 for emergency claims on 13 2423

Start claim

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Windscreen or window glass claims

Book an appointment online with our preferred supplier O'Brien® or call 1800 034 101.

Make a booking

Life is full of unexpected events and, in some circumstances, insurance may be able to help.

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Here are some things to consider before you get your first set of wheels.

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Looking for a loan to buy a car? 

Things you should know

This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

Your financial institution may charge fees for these transactions.

As this information has been prepared without considering your personal objectives, financial situation or needs, you should, before acting on it, consider its appropriateness to your circumstances. This information is provided by Commonwealth Insurance Limited (CIL) and where we refer to ‘we’ and ‘our’, we mean CIL. You can download a Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG), or call 13 24 23 for a paper copy.

Car Insurance is provided by CommInsure, a registered business name of Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.