Features & benefits

International cover

Cover anywhere in Australia and New Zealand, plus elsewhere in the world for the first 30 days of your trip.

No extra cost to pay monthly

Choose to pay your premiums monthly or annually at no additional cost.1

Flexible cover options

Choose from Packaged or Customised cover, or a combination of the two.

Choose your cover

Packaged Cover

  • Designed to cover items that are worth up to $1,000
  • You can cover items like watches, cameras, sunglasses, laptops, surfboards etc.
  • Each item is insured for up to $1,000 and you’re able to choose a maximum claim limit – which is the most amount of money we’ll pay in any one claim

Customised Cover

  • You can cover more expensive items like engagement rings, designer watches, laptops and cameras etc. for their replacement value
  • Each item is listed individually and you’ll need to provide a detailed description

For full details on how you’re covered, read the Home Insurance Product Disclosure Statement (PDS)

Take a look

How to make a claim

2. Submit your claim 

Lodge your claim online and you’ll get an instant confirmation email. Our claims specialist will contact you by the next business day to go through the details. Alternatively call us on 13 2423.

Claim online

3. We’ll assess your claim

For building claims, we may arrange for an inspection to assess the damage. For a contents claim, we’ll assess the information along with the supporting documents you’ve given us.

Enquire about a claim

4. Settling your claim

If we’ve agreed to pay your claim, we’ll contact you to let you know how we’re going to settle.

Tell me more

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Things you should know

Your financial institution may charge fees for these transactions. 

This information has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. This information is provided by Commonwealth Insurance Limited (CIL) and where we refer to ‘we’ and ‘our’, we mean CIL.

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.  This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.