Features & benefits

International cover

Cover for your items anywhere and anytime in Australia and New Zealand. Also cover for the first 30 days of travel per trip anywhere else in the world.

Pay monthly

No additional premium if you choose to pay your home insurance monthly.

Flexible cover options

Choose from Packaged or Customised Cover, or a combination of both.

Choose your cover

Packaged Cover

  • Cover items like watches, cameras, sunglasses, laptops, surfboards etc.
  • Each item is insured for up to $1,000 
  • Choose a maximum claim limit of up to $7,500, – which is the most amount of money we’ll pay in any one claim


Customised Cover

  • Cover more expensive items like engagement rings, designer watches, laptops and cameras etc. 
  • List each item individually and nominate the replacement value

For full details on how you’re covered, read the Home Insurance Product Disclosure Statement (PDS)

Take a look

How to make a claim

2. Submit your claim 

Lodge your claim online and get instant confirmation. We'll contact you via email by the next business day to advise next steps and if any further information is required to assess your claim. Alternatively call us on 13 2423.

Claim online

3. We’ll assess your claim

For building claims, we may arrange for an inspection to assess the damage. For contents claims, we’ll assess the information along with the supporting documents you’ve given us.

Enquire about a claim

4. Settling your claim

If we’ve agreed to pay your claim, we’ll contact you to let you know how we’re going to settle.

Tell me more

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Things you should know

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.  This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. 

This information has been prepared without considering your objectives, financial situation or needs.  You should, before acting on this, consider the appropriateness of the product to your circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Key Facts Sheet (KFS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.