Help & support
Easily manage your SMSF cash and investments across a seamless CommSec and CommBank experience.
Commonwealth Direct Investment Account (CDIA)
CDIA is a central cash management account for your SMSF. Integrated with a CommSec Australian Share trading account, you’ll have access to domestic shares and ETFs.
Term Deposits
Enjoy the certainty of knowing what your money will earn. Lock in a competitive interest rate for terms from one month to five years.
CommSec Australian Shares
For ease, a CommSec Australian Share trading account will automatically be opened if you use CDIA as your SMSF’s cash management account, giving you access to over 2,000 shares and ETFs listed on the Australian Securities Exchange (ASX).
International Shares Trading account
Start trading in up to 13 global markets with a CommSec International Shares account and your SMSF cash management account (CDIA).
Manage your SMSF cash and investment options with one cash management account. Choose how much to invest and when to rebalance your portfolio in one place.
You’ll need your SMSF and trustee details (as reflected in your SMSF trust deed), and a valid TFN and ABN for your SMSF.
Once you have all your details, you can open a bundled CDIA and share trading account.
Once you’re set up, you’ll be able to invest in shares and ETFs or open a Term Deposit for your SMSF.
CommBank does not currently offer an SMSF establishment service. Visit the ATO to learn more about Setting up an SMSF.
You need a CDIA in your SMSF’s name to be able to use it as your fund’s main cash management account.
When you open a CDIA as the cash management account for your SMSF, a CommSec Australian Share trading account will automatically be opened.
Only want the CDIA? Visit your nearest branch with all individual trustees or directors of the company trustee for the SMSF.
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CommSec products
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. The Commonwealth Direct Investment Account is issued by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. This product is administered by Commonwealth Securities Limited. The target market for this product can be found within the product’s Target Market Determination, available at commbank.com.au/tmd.
The information has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.
You can view the CommSec Share Trading Terms and Conditions (PDF), CommBank Transaction Savings and Investment Account Terms and Conditions, Best Execution Statement, International Shares Terms and Conditions and our Financial Services Guide (PDF) and should consider them before making any decision about these products and services.
Investing in overseas markets exposes you to risks including those related to movements in foreign currency exchange rates and market prices.
Term Deposit
The target market for this product will be found within the product’s Target Market Determination.
This information has been prepared without considering your objectives, financial situation or needs. You should, before acting on this, consider the appropriateness of the product to your circumstances.
General Information and Terms and Conditions for Term Deposits and Electronic Banking are available here or from any branch of the Commonwealth Bank.
Please view our Financial Services Guide (PDF68KB).
Interest rates on offer may vary at any time without notice.
