Investing

Create a secure financial future with investments to suit your needs. Not sure where to start? Read our guide to making your first investment.

girl with laptop

Investing in cash

Access your cash when you need it or lock it away and earn a fixed return with our range of savings accounts and Term Deposit options. 

Explore savings accounts and TDs

Share investing with CommSec

With 20 years of industry leading service and experience, offering Australia's best online & mobile investing solutions CommSec is the first choice when considering share investing.

Explore CommSec

CommSec pocket

Start investing with CommSec Pocket

Always wanted to invest – no idea where to start? CommSec Pocket is a simple investing app that brings the share market within your reach. 

Explore CommSec Pocket

Invest in property

Thinking about investing in property? We have the knowledge and tools to help you find and plan your investment.

Explore property investing

Young man on a laptop

Managed funds

Managed Funds provide an opportunity to pool your money with other investors to access a wide range of investment opportunities.

Explore Managed Funds

Investment Growth Bonds

Also known as an insurance bond, it offers a tax-effective way to invest for the future and is flexible enough to suit a wide range of needs.

Tell me more

Need help with investing or planning for retirement?

A financial planner can review your unique financial situation and provide you with a tailored plan to help achieve your goals - including strategies to grow and protect your investments - with advice on:

  • Maximising your investments
  • Transitioning to retirement
  • Understanding Aged Pension and Government benefits
  • Estate planning
  • Navigating aged care options

Book an appointment

Tell me more

Super and retirement

Learn more about how to take control of your super.

Young couple drinking coffee on a coucch

Self Managed Super Fund (SMSF)

Explore what an SMSF is, understand if it's right for you and see which SMSF products we offer.

Explore SMSFs

young couple drinking coffee in their kitchen

Guaranteed Annuities

A guaranteed annuity pays you a guaranteed income throughout your retirement, which can be for a fixed period of time or for the rest of your life.

Tell me more

girl with red hair

Essential Super

Essential Super is currently unavailable for new customers. If you already have Essential Super, you can continue to manage your account through NetBank or the CommBank app.

Learn more

Things you should know

As the advice on this page has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. 

Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (the Bank) and a Participant of the ASX Group and Chi-X Australia. Commonwealth Direct Investment Account is a product of the Bank and is marketed by CommSec. As this information has been prepared without taking into account your objectives, financial situation or needs you should, before acting on this information, consider its appropriateness for your circumstances. Please consider the full terms and conditions which are available on request. Fees and charges apply.

To operate a CommSec Pocket account, you’ll need an eligible CommBank transaction account. Please consider the full terms and conditions which are available on request. CommSec Pocket is free to download however your mobile network provider may charge you for accessing data on your phone. CommSec Pocket terms and conditions are available on the app. CommSec Pocket is available for compatible iOS (iOS version 11+) and Android (operating system 5+) devices.

Financial Planners are representatives of Commonwealth Financial Planning Limited (Commonwealth Financial Planning) ABN 65 003 900 169, AFSL 231139, a wholly-owned, non-guaranteed subsidiary of the Bank.

Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of interests in Commonwealth Essential Super ABN 56 601 925 435 (Essential Super) and is a wholly owned but non-guaranteed subsidiary of the Bank. This information is not financial product advice and does not take into account any person’s individual objectives, financial circumstances or needs. You should read the Product Disclosure Statement (PDS) and the Reference Guide Essential Super and consider whether the information is appropriate for you before deciding whether to acquire or continue to hold this product. Download the PDS or call us on 13 4074 for a copy. The Bank and its subsidiaries do not guarantee the performance of Essential Super and an investment in this product is subject to risk, loss of income and capital invested. An investment in Essential Super is via a superannuation trust and is therefore not an investment in, deposit with or other liability of the Bank or its subsidiaries.