$0 brokerage when you join CommSec.

Join CommSec today, and get $0 brokerage on your first 10 trades. Limited time offer. T&Cs apply.

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Create a secure financial future with investments to suit your needs. Not sure where to start? Read our guide to making your first investment.

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Investing in cash

Access your cash when you need it or lock it away and earn a fixed return with our range of savings accounts and Term Deposit options. 

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Share investing with CommSec

With 25 years of industry leading service and experience, offering Australia's best online & mobile investing solutions CommSec is the first choice when considering share investing.

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CommSec pocket

Start investing with CommSec Pocket

Always wanted to invest – no idea where to start? CommSec Pocket is a simple investing app that brings the share market within your reach. 

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Invest in property

Thinking about investing in property? We have the knowledge and tools to help you find and plan your investment.

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Managed funds

Managed Funds provide an opportunity to pool your money with other investors to access a wide range of investment opportunities.

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If you’re just starting your investment journey, Stock’d is full of support, information and resources you need to build your confidence.

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Financial advice

We've partnered with AIA Financial Wellbeing to help Australians with their financial decisions.

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A qualified financial planner can help you define your investment strategies, plan for your future and achieve your wealth goals by providing tailored advice.

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Super and retirement

Learn more about how to take control of your super.

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Essential Super

Essential Super is currently unavailable for new customers. If you already have Essential Super, you can continue to manage your account through NetBank or the CommBank app.

Learn more

SMSF cash accounts

Use, move and manage your self managed super fund cash in the one place.

SMSF cash account (CDIA)

Our SMSF CDIA works seamlessly with CommSec, Australia’s leading online share trading broker.1 Maintain easy access to funds, and receive discounted online brokerage with CommSec. 


Business Transaction Account for SMSFs

An everyday cash account with unlimited electronic transactions and a $0 monthly account fee option to help you manage your super contributions and rollovers.

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Important super forms & documents

  • Looking for important forms and documents for Commonwealth Superannuation Savings Account and Commonwealth Investment Fund products?

    View all forms and documents

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Things you should know

  • Any advice on this page has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

    1 To be eligible for discount brokerage you are required to trade online, be CHESS sponsored and have your SMSF CDIA linked for settlement. Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945, and a participant of the ASX Group and Chi-X Australia. Commonwealth Bank of Australia and its subsidiaries do not guarantee the obligations or performance of Commonwealth Securities Limited or the products or services it offers.

    Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 and a market participant of ASX Limited and Cboe Australia Pty Limited, a clearing participant of ASX Clear Pty Limited and a settlement participant of ASX Settlement Pty Limited. You can view the CommSec Share Trading Terms and Conditions and our Financial Services Guide and should consider them before making any decision about these products and services. Commonwealth Direct Investment Account is a product of the Bank and is marketed by CommSec. Please consider the full terms and conditions which are available on request. Fees and charges apply.

    To operate a CommSec Pocket account, you’ll need an eligible CommBank transaction account. Please consider the full terms and conditions which are available on request. CommSec Pocket is free to download however your mobile network provider may charge you for accessing data on your phone. CommSec Pocket terms and conditions are available on the app. CommSec Pocket is available for compatible iOS (iOS version 11+) and Android (operating system 5+) devices.

    Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (AIL) is the Trustee of Commonwealth Essential Super ABN 56 601 925 435 and the issuer of interests in Essential Super. Essential Super is distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (the Bank). Colonial First State (CFS) is Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 (HoldCo) and its subsidiaries which include AIL. The Bank holds an interest in CFS through its significant minority interest in HoldCo.

    This information is issued by AIL and may include general financial product advice but does not consider your individual objectives, financial situation, needs or tax circumstances. The Target Market Determination (TMD) for Essential Super can be found at cfs.com.au/tmd and includes a description of who the financial product is appropriate for and any conditions on how the product can be distributed to customers. You should read the Product Disclosure Statement (PDS) and the Reference Guide for Essential Super carefully and consider whether the information is appropriate for you before making any decision regarding this product. Download the PDS and Reference Guide at commbank.com.au/essentialsuper-documents or call us on 13 4074 for a copy. Neither the Bank, AIL, CFS, nor any of their respective subsidiaries guarantee the performance of Essential Super or the repayment of capital by Essential Super. An investment in this product is subject to risk, loss of income and capital invested. An investment in Essential Super is via a superannuation trust and is therefore not an investment in, deposit with or other liability of the Bank or its subsidiaries. Where we mention ‘we’, ‘us’ or ‘our’, we mean AIL.

    The insurance provider is AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIA Australia). AIA Australia is not part of the Commonwealth Bank Group. The insurance cover is provided under policies issued to the Trustee.