Loans

Personal loans

Going overseas, buying a car or just need extra funds? With same day funding*, you can apply online and get a response in 60 seconds.

Alternatively, call us any day between 8am - 8pm, (Sydney/Melbourne time).

Call 1800 785 659

See all personal loans options

Home loans

Buying a home or investment property? With a range of home loans and expert lenders, we can help you find a flexible loan that's right for you.

Call our Home Lending Specialists 8am - 8pm, any day.

Call 1800 006 736

See all home loan options

Things you should know

* Apply before noon Monday to Friday. Unavailable for secured loans, when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn’t provided and subject to system availability.

Unsecured personal loan repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are based on an unsecured loan of $30,000 borrowed for 5 years are as follows:

  • with the minimum interest rate for a variable rate loan of 13.90% p.a. (14.77% p.a. comparison rate) or with the minimum interest rate for a fixed rate loan of 12.99% p.a. (13.86% p.a. comparison rate), the estimated total amount payable including fees is $42,540 or $41,696 respectively; and
  • with the maximum interest rate for a variable rate or fixed rate loan of 18.9% p.a. (19.74% p.a. comparison rate), the estimated total amount payable including fees is $47,344.

This comparison rate is true only for the examples given and may not include all fees and charges:

  • For Variable Rate Loans: comparison based on an unsecured $30,000 loan over five years;
  • For Fixed Rate Loans: for loan terms of 1 to 3 years, comparison based on an unsecured $10,000 loan over 3 years. For loan terms of 4 to 7 years, comparison based on an unsecured $30,000 loan over 5 years;
  • For Secured Car Loan: comparison based on a secured $30,000 loan over 5 years.

WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Applications for finance are subject to credit approval. View the Personal Loan Terms and Conditions. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.