Home Loans - Guarantor Support - CommBank

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Guarantor Support

Our Guarantor Support option allows a guarantor, such as a family member, to help you secure a home loan by mortgaging their own property as additional security for your home loan.

  • Buy your own home sooner, or enter the market as a property investor
  • Borrow more funds than you may otherwise be eligible for without guarantor assistance
  • Available with most of our flexible home loans.
  • Leverage the equity in another property to buy your first home
  • Avoid paying Lenders’ Mortgage Insurance/Low Deposit Premium if you can secure more than 20% of the property price as a deposit

Our lending specialists can help you apply for a mortgage that suits your needs. To get started, make an appointment online, call us on 13 2224 or visit a branch.

We can tailor a home loan that's right for you, and provide the tools and insights to meet your needs.

Borrowing options

Split the cost of a home with family or friends, while retaining individual control of your finances. Available on most home loans.

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Lenders’ Mortgage Insurance allows you to purchase a property with a smaller deposit, so you can own your home sooner.

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Apply for a home loan without the financial statements or tax returns usually required, if you’re a self-employed customer or small business owner.

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Get the finance you need to buy a new property, before you’ve settled on the sale of your existing one.

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Another solution if you don't have a large deposit. Similar to Lenders' Mortgage Insurance (LMI), this additional home buying cost is added to your loan amount, so you don't have to come up with these additional funds up-front.

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Benefit from significant savings on borrowing, everyday banking and insurance services, as a reward for banking with us.

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Ready to apply or you would like to discuss your home loan needs?

Important information

You can use Guarantor Support to apply for any home loan, except Low Doc, Off the Plan and Equity Unlock Loan for seniors’ home loans.

Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions are included in the Loan Offer. Fees and charges are payable.

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