Protect what you value most in life 

A beautiful kitchen or outdoor living area can really make a house. But the meals shared and the family get-togethers, they're the things that make your house a home. 

Home and Contents Insurance

Cover the things that help you enjoy your daily life & create memories in your home such as verandas, garages, pools, appliances, electronics, jewellery, musical instruments and more. 

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Combine Home and Contents Insurance and apply online to get up to 15% off your premium. Plus, if you’re a CommBank customer you could get a further saving.

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Home Loan Protection

Protect those closest to you if anything were to unexpectedly happen to you. It’s another way to start protecting the life lived in your home.

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Speak to a Home Lending Specialist


Award winning cover for your home

We’ve been awarded CANSTAR’s Outstanding Value for Home and Contents Insurance 10 years in a row. It’s something we’ve only been able to achieve by understanding the things you value at home.

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Cover for more of the things you care about

Cover for your home & valuables with Home Insurance

More standard inclusions

  • Accidental glass breakage to windows, cooktops, pool fences and more
  • Escape of liquids from water mains, pipes, washing machines, dishwashers and more
  • Home fires and bushfires
  • Flood, storms and lightning
  • Theft or attempted theft and malicious acts including vandalism
  • Power surges and motor burnout to electrical appliances.

Additional benefits at no extra cost

  • Up to 12 months of alternative accommodation costs
  • Up to $1000 for vet expenses if your pet is injured
  • Cover for your contents if they are lost or damaged in transit when moving
  • Demolition and debris removal costs
  • Emergency work and temporary repairs to protect your home from further damage
  • Storage fees of your contents for up to 120 days.

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Cover for your lifestyle & family with Home Loan Protection

  • Helps you pay your minimum monthly repayments every month for up to 12 months if you are unable to work due to an illness, injury or if you lose your job
  • Receive a lump sum payment of up to $75,000 off your home loan if you suffer  a medical trauma
  • Pays your outstanding mortgage up to $750,000 if you pass away. 

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Things you should know

CommInsure Home Insurance is issued by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure Home Loan Protection are issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA). CIL and CMLA are wholly owned but non-guaranteed subsidiaries of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommInsure is a registered business name of CIL and CMLA.

This information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances. Product Disclosure Statements are available at all Commonwealth Bank branches, by downloading them from or by calling 13 2423 (for Home Insurance) or 13 3982 (for Loan Protection) and should be considered before making any decisions about this product. You should also read our Financial Services Guide and Privacy Policy.