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Personal Insurance Home Insurance Portable Contents Cover

About Portable Contents Cover

How it works

How it works

Choose between Packaged and Customised Cover, or a combination of both, to cover items you take away from home.

Here’s how they work:

  • Packaged Cover is designed to cover items that are worth up to $1,000, without you having to tell us about them upfront. For example, you might choose this to cover items you keep in your bag that change on a daily basis, like sunglasses, or to cover other non-specific items like a tent or surfboard. Each item is insured for up to $1,000 and you're able to choose a maximum claim limit, which is the most amount of money we'll pay in any one claim.
  • Customised Cover provides cover both at and away from the home. It is designed to cover items like engagement rings, designer watches and cameras for their replacement value. Each item you want to cover is listed individually including a detailed description.

You might choose both Covers if you’d like to insure a combination of items.

Features and benefits

Features and benefits

Covers your portable contents items for theft, accidental loss or damage anywhere in Australia and New Zealand. It also covers them elsewhere in the world for the first 30 days of your trip.

Here's a list of the types of portable contents items you can cover:

  • Jewellery and watches
  • GPS devices
  • Cameras, video cameras and their accessories
  • Laptops, tablets and eBook readers
  • Personal music players, MP3 players and radios
  • Glasses and medical aids
  • Clothes, accessories, handbags and luggage
  • Sporting and recreational equipment
  • Tents and other non-electronic camping equipment
  • Baby capsules, children's car seats and prams
  • Binoculars and telescopes
  • Musical instruments

See the full list, including exclusions, in the PDS.

How to apply

How to apply

It’s easy to get a quote and apply for Portable Contents Cover online.

Get a quote

or

Already a customer banking online with us?

You could get a better price.

Quote in NetBank

New customer or don't bank online with us?

Get a quote

or

Before applying, it’s a good idea to read the Product Disclosure Statement (PDS).

How to make a claim

How to make a claim

Call 13 2423 as soon as possible after the claim event occurs, with full details of any loss or damage.

Find out more about how to make a claim, emergency claims and the information you can provide to help speed up the claims process.

FAQs and support

FAQs and support

To learn more about the Investment Home Package you can:

FAQs

How do I make a claim?

We’re here to help. You can make a claim online or over the phone by calling us on 13 2423.

Learn more

What do I need to prove ownership of my home contents when I make a claim?

We’ll ask for some reasonable proof that you owned the items you’re making a claim for. We call this “proof of loss and confirmation of ownership” and the different types help us to determine the value of the items and replace them with their closest possible match.

Learn more

Does my age affect my home insurance premium?

Yes. The age of the oldest policyholder is one of a number of factors taken into account when determining your home insurance premium.

Learn more

Didn’t find the answer you were looking for?

You can find the answers to your Home Insurance questions by checking out the full list of FAQs.

Learn more

Related products

Residential Home Package

This building and contents cover for owner occupiers or renters offers protection against flood, theft, fire, storm and more.

Learn more

Investment Home Package

If you’re a landlord or property investor you can add optional covers to this building and contents cover, like cover for accidental damage and loss of rent.

Learn more

Car insurance

Use our comparison table to find the right car insurance policy for you. We offer three levels of coverage, from Comprehensive to Third Party Property Damage.

Learn more

We can help

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Important information

This information has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. This information is provided by CIL and where we refer to ‘we’ and ‘our’, we mean CIL.

Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers.  This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

CommInsure is proud to be a signatory to the General Insurance Code of Practice, for more information on the code visit www.codeofpractice.com.au.

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© 2016 Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945

© 2016 Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945