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What’s an Insured Event?

See all Car insurance FAQs

Last updated 28 March 2017

An Insured Event is an accidental, unexpected and unforeseen event your Car Insurance provides cover for.

Depending on the type of cover you have, here are the Insured Events we cover:

  • Collision or impact damage
  • Damage from an uninsured driver
  • Fire damage
  • Theft or attempted theft
  • Storm, hail or flood damage
  • Vandalism or malicious act
  • Theft of keys
  • Legal liability, which is cover for other people’s property

There are some exceptions you need to know about. You can find out more in the PDS.


Important information: Car Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

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