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Why is the estimated value of my property in Portfolio different from a lending valuation?

See all Portfolio FAQs

Last updated 25 November 2014


Unlike a valuation for lending purposes, the estimated value in Portfolio is an estimate obtained from a number of sources. The estimate may not take into account unique property factors that a valuation for lending purposes would, such as views or waterfront access. Valuations for lending purposes involve a higher degree of due diligence and the Bank’s lending policies may therefore require a site visit to the property being valued.

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