What is a credit card overlimit charge?
Last updated 15 January 2018
If your credit card account was opened before 1 July 2012 you will be charged an overlimit fee the first time your credit limit is exceeded in a statement period.
To avoid this fee make sure you monitor your current balance on NetBank or the CommBank app. You can also consider setting a spending cap through NetBank or the CommBank app to cap a portion of your credit limit.
If you would like to opt out of being able to spend more than your limit call 13 2221 and we'll arrange it for you.