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What is a credit card overlimit charge?

See all Credit cards FAQs

Last updated 15 January 2018


If your credit card account was opened before 1 July 2012 you will be charged an overlimit fee the first time your credit limit is exceeded in a statement period.

To avoid this fee make sure you monitor your current balance on NetBank or the CommBank app. You can also consider setting a spending cap through NetBank or the CommBank app to cap a portion of your credit limit.

If you would like to opt out of being able to spend more than your limit call 13 2221 and we'll arrange it for you.

For more info, please refer to our fees and charges for credit card.

 

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