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What is a credit card overlimit charge?

See all Credit cards FAQs

Last updated 05 August 2015

If your credit card account was opened before 1 July 2012 you will be charged an overlimit fee the first time your credit limit is exceeded in a statement period.

To avoid this fee make sure you monitor your current balance on NetBank or the CommBank app.

You can also opt out of being able to spend more than your limit, to opt out call 13 2221 or drop into any Commonwealth Bank branch.

For more info, please refer to our fees and charges for credit card.

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