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What happens if I go over my spending cap?

See all Credit cards FAQs

Last updated 28 September 2017

If you’re using your card to make a purchase in-store or online, your transaction will be declined and you’ll get an SMS to let you know. Transactions made in branch, over the phone, in NetBank or the CommBank app such as transfers to other accounts (including scheduled transfers), bill payments (including BPAY®), assisted cash withdrawals and recurring payments like direct debits won’t be declined. To find out more, see our full Terms and Conditions in NetBank or the CommBank app.

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