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How does a spending cap affect my direct debits, recurring payments and cash advances?

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Last updated 28 September 2017

Recurring payments such as direct debits, scheduled transfers and bill payments (including BPAY®) will go through, even if they go over your cap. Transfers in NetBank or the CommBank app, bill payments and recurring payments like direct debits won’t be declined even if they exceed your spending cap. In-store and online purchases will be declined. 

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