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What happens to my insurance if I sell my car and buy a new one?

See all Car insurance FAQs

Last updated 13 January 2016

We’ll give you up to 14 days of temporary cover if you permanently replace your vehicle. These 14 days begin from the date you buy the new vehicle.

Call us on 13 2423 if you’ve bought a new car, as we’ll need to update your policy.

For the temporary cover to apply:

  • You need to provide full details of the replacement vehicle within 14 days of taking ownership of it
  • You need to receive an agreement from us to cover the replacement vehicle
  • You need to pay any additional premium required

The temporary cover will be the same type as your existing cover. For example, if you have Comprehensive cover your temporary cover will also be Comprehensive.

Important information: Car Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, or by calling us on 13 2423 for a paper copy.

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