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Can I remove cover for flood from my policy?

See all Home insurance FAQs

Last updated 03 February 2016

No, you’re unable to remove cover for flood from your home insurance policy. This cover reduces the risk of serious financial loss for many of our customers. By making flood a standard Insured Event, it’s also easier for all of our customers to understand what their policy does and doesn’t cover.

If the address you’re insuring isn’t in a flood-prone area, you won’t see a rise in your premium related to cover for flood.


Important information: Home Insurance is provided by Commonwealth Insurance Limited ABN 96 067 524 216 AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 (The Bank). The Bank does not guarantee the obligations or performance of CIL or the products it offers. This information is provided by CIL and where we refer to ‘we’, 'us' and ‘our’, we mean CIL. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) or call us on 13 2423 for a paper copy.

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