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Why have my personal loan repayments increased?

See all Personal loans FAQs

Last updated 13 February 2015

We regularly check that your repayments are sufficient to repay your loan within the agreed loan term. For example, your repayments may need to increase if interest rates have increased. If your repayments need to change, we’ll send you a personal loan statement with a letter outlining the new minimum repayment, the date this takes effect and anything you need to do. We also give you a minimum of 20 days’ notice to make sure you have enough time to make any changes necessary.

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