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What is Loan to Valuation Ratio (LVR)?

See all Home loans FAQs

Last updated 14 April 2014

We undertake a valuation of your property (which is not always the same as the purchase price) and the maximum we may lend you is up to 95% of the valuation amount. (Conditions apply to some types of loans and property purposes.) If required we may also add the Lender’s Mortgage Insurance premium to your loan (up to a maximum of 97% or 95% if the security is an investment property), so it doesn’t cost you anything upfront.

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