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What are SWIFT and BIC codes?

See all Travel & International FAQs

Last updated 25 August 2016


A SWIFT code is an international bank code that identifies particular banks worldwide. It’s also known as a Bank Identifier Code (BIC). CommBank uses SWIFT codes to send money to overseas banks.

A SWIFT code consists of 8 or 11 characters. 

CommBank's SWIFT code is CTBAAU2S. You’ll need to give this code to anyone sending money to you from overseas. The code is made up of letters and numbers as follows:

SWIFT codes and BIC codes are the same thing and the terms are interchangeable. Other terms used by banks overseas include:

  • CHIPS (Clearing House Inter-Bank Payment System) – US and Canada only
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code).

If you’re sending money to someone overseas, you’ll need to get the recipients SWIFT in order to do the transfer. 

Please note: when entering a SWIFT in NetBank do not enter spaces, hyphens or special characters.

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