How does investing work?

Learn the fundamentals of investing, including the difference between saving and investing, how investment returns can work and some of the risks to consider.

Share investing for absolute beginners

For a first-time investor, the share market might seem intimidating. Understanding the basics can help you start with confidence.

Learn more about share investing

What's the difference between saving and investing?

Saving is a way to store money for when you need it in the near term, whereas investing is about acquiring growth assets or assets that generate income, with the aim of building your wealth over the long term.

Learn more about saving vs investing

Investment terms explained

Understand common terms used in trading, managed funds and investing in general. From broad concepts to more specific terms. 

Learn more common investing terms

What can you invest in?

Explore educational guides about different investing options.

What is a managed fund?

Learn what a Self-Managed Super Fund (SMSF) is, how it differs from other super funds, and explore its key structures and features.

Learn more about managed funds

What is margin lending?

Find out some of the benefits and risks that come with using a margin loan to build your investment portfolio.

Learn more about margin lending

How to invest your money

There are a few things you can do to help yourself understand how to invest your money, and what investments best suit your needs.

Learn how to invest

How can you build investing habits?

Learn about regular investing, diversification and ways to keep developing your investing knowledge.  

Exploring different investing strategies 

Explore different investment strategies including dollar-cost averaging, buy and hold, dividend investing to match your financial goals. 

Learn more about investment strategies

Investing with small amounts

Learn how to start investing with small amounts of money. Explore your micro-investing options, and strategies to grow your wealth.

Learn more about micro investing

What is financial advice and how does it work?

Learn about financial product advice including the differences between general vs personal advice.  

Learn about financial advice

Need help with the fundamentals?

Build your investing knowledge with practical guides that explain key investing concepts, risks and considerations.

Understanding the relationship between risk and return

Learn about the relationship between investment risk and return across different assets like shares, property, bonds and cash.

Learn more about risk and return

Understanding your disclosure documents

Learn about different investment disclosure documents including the PDS, FSG & TMD including what they are and how they help you. 

Learn more about disclosure documents

What is the Price to Earnings ratio

Learn what the P/E ratio is, how to calculate it, and why it's important for evaluating stocks.

Learn about the price to earnings ratio

Things you should know

  • This page provides general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as personal financial product advice. The views expressed by contributors are their own and don’t necessarily reflect the views of CBA. As the information has been provided without considering your objectives, financial situation or needs, you should, before acting on this information, consider the relevant Product Disclosure Statement and Terms and Conditions, and whether the product is appropriate to your circumstances. You should also consider whether seeking independent professional legal, tax and financial advice is necessary. Every effort has been taken to ensure the information is correct at the time of publication, but it may be subject to change. No part of the editorial contents may be reproduced or copied in any form without the prior permission and acknowledgement of CBA.